Mortgage Loan Partner

Insight Global; San Diego (CA); On-site; USD 75,000 - 85,000; Full time

Benefits offered by this job

Medical insurance

Vision insurance

401(k)

Job summary

A financial services company based in San Diego is seeking an experienced Loan Partner to support compliant loan production. The role focuses on ensuring regulatory compliance, managing pre-approval applications, and providing excellent borrower experiences. Ideal candidates will have 5–10 years of mortgage experience, strong knowledge of investor guidelines, and proficiency with Encompass LOS. This is a full-time position offering benefits like medical and vision insurance.

Qualifications

• 5–10+ years of recent mortgage experience in a Loan Partner, Processor, or LOA role.
• Strong knowledge of investor guidelines and ability to draft, submit, and follow through on exception requests.
• Proficiency with Encompass LOS.

Responsibilities

• Launch and manage pre-approval applications; verify borrower eligibility.
• Analyze scenarios to recommend optimal products and pricing.
• Prepare detailed loan summaries for underwriting and submit exception requests.
• Ensure adherence to TRID/TILA/RESPA guidelines.

Skills

Mortgage experience

Non-QM products

Investor guidelines knowledge

Proficiency with Encompass LOS

Job description

Base pay range

$75,000.00/yr - $85,000.00/yr

About the Role

Cornerstone Mortgage Group is seeking an experienced Loan Partner with an active NMLS license to support high‑volume, compliant loan production. This role is critical in driving efficiency, maintaining regulatory compliance, and delivering an exceptional borrower experience.

Key Responsibilities

• Launch and manage pre‑approval applications; verify borrower eligibility against program and investor guidelines.
• Collect, index, and track required documentation; manage conditions and outstanding stipulations.
• Loan Structuring & Pricing
• Analyze scenarios to recommend optimal products and pricing; ensure locking strategies align with borrower goals and compliance requirements.
• Prepare detailed loan summaries for underwriting; submit and track exception requests with supporting documentation.
• Coordinate communication among loan officers, processors, and underwriters to keep files moving on schedule.
• Escalate risks early; resolve issues promptly and maintain audit‑ready files.
• Compliance & Quality
• Ensure adherence to TRID/TILA/RESPA and all applicable state and investor guidelines.
• Maintain accurate records, data integrity, and version control; support audits and QC reviews.
• Borrower Experience
• Provide timely, transparent updates; set clear expectations for milestones, conditions, and closing logistics.
• Champion a consultative approach that balances speed with compliance and clarity.

Required Skills & Experience

• 5–10+ years of recent mortgage experience in a Loan Partner, Processor, or LOA role within retail or independent mortgage banking.
• Experience with non‑QM products.
• Strong knowledge of investor guidelines and ability to draft, submit, and follow through on exception requests.
• Proficiency with Encompass LOS.

Nice to Have

• Ability to quote rates and perform origination tasks.

Seniority level

• Mid‑Senior level

Employment type

• Full‑time

Job function

• Administrative

Industries

• Investment Banking

Benefits

• Medical insurance
• Vision insurance
• 401(k)