Mortgage Loan Originator - RTL & DSCR

Asteris Lending; Charlotte (NC); On-site; USD 150,000 - 500,000; Full time

Benefits offered by this job

Dedicated Sales Processor

Qualified leads monthly

Comprehensive product training

Robust capital markets platform

Wide product suite for investor loans

Executive leadership access for fast决定

Job summary

Asteris Lending is seeking motivated Loan Originators to join our expanding sales team. You’ll build and manage a nationwide book of business, focusing on business-purpose and non-QM lending for real estate investors.

As a 1099 independent contractor, you’ll enjoy an uncapped commission structure, a high-yield plan, and an aggressive OTE of $150,000–$500,000+. Top producers can realize unlimited earnings while receiving strong support and access to multiple funding partners.

Qualifications

• 1+ years in Business Purpose Lending (BPL), Non-QM, and RESI-CRE lending.
• Experience with DSCR underwriting and flexible loan structures.
• Strong communication, relationship-building, and negotiation skills.

Responsibilities

• Originate business-purpose loans for professional real estate investors nationwide.
• Structure financing solutions for Fix & Flip, New Construction, DSCR Rentals, Bridge, Build-to-Rent and Blanket/Portfolio loans.
• Build and grow a nationwide borrower pipeline and develop referral relationships with real estate professionals.

Skills

Business Purpose Lending

Non-QM Lending

Residential CRE

Private/HM Lending

Investor-focused lending

DSCR underwriting

Loan structures

Residential investment strategies

Construction/renovation financing

Entrepreneurial mindset

Job description

Asteris Lending is seeking highly motivated Loan Originators to join our rapidly growing sales team. This is an opportunity to build your own book of business while working with one of the industry's fastest-growing private lenders serving professional real estate investors nationwide.

Do you have the following skills, experience and drive to succeed in this role Find out below.

As a Loan Originator, you will play a key role in originating loans, developing long-term investor relationships, and helping clients grow their real estate portfolios. This position is ideal for individuals with experience in Business Purpose Lending (BPL), Residential Commercial Real Estate (Resi-CRE), NON-QM, DSCR, Fix & Flip, and New Construction lending who thrive in a performance-driven environment.

Compensation

• 1099 Independent Contractor Position
• Uncapped Commission Structure
• High-Yield Commission Plan
• Annual Performance Bonus Program
• On-Target Earnings (OTE): $150,000–$500,000+

Top producers have unlimited earning potential.

What You’ll Do

• Originate business-purpose loans for professional real estate investors nationwide.
• Structure financing solutions for:
• Fix & Flip
• New Construction
• DSCR Rental Loans
• Bridge Loans
• Build-to-Rent (BTR)
• Portfolio and Blanket Loans
• Build, manage, and grow your own nationwide pipeline of borrowers.
• Develop referral relationships with investors, brokers, builders, Realtors®, and other real estate professionals.
• Educate borrowers on financing strategies and loan products.
• Guide borrowers through the financing process from initial inquiry through closing.
• Partner closely with underwriting, processing, capital markets, and closing teams to deliver an exceptional client experience.

What We Provide

Unlike many lenders, Asteris provides significant operational and marketing support so you can focus on originating loans.

You’ll receive:

• Dedicated Sales Processor
• Qualified leads assigned monthly
• Comprehensive product training
• Robust capital markets platform with multiple funding partners
• Wide product suite to finance virtually every stage of an investor’s business
• Direct access to executive leadership for fast credit and pricing decisions
• Best-in-class operations and underwriting support

Qualifications

• 1+ years of experience in:
• Business Purpose Lending (BPL)
• Non-QM Lending
• Residential Commercial Real Estate (Resi-CRE)
• Private or Hard Money Lending
• Investor-focused mortgage lending
• Existing network of real estate investors is preferred.
• Strong understanding of:
• DSCR underwriting
• Loan structures
• Residential investment strategies
• Construction and renovation financing
• Excellent communication, relationship-building, and negotiation skills.
• Self-motivated with an entrepreneurial mindset.
• Nationwide mortgage licensing (where applicable) is a plus.

Why Asteris Lending?

At Asteris Lending, we’re building more than a lending platform—we’re building long-term partnerships with real estate investors across the country. Our entrepreneurial culture, strong operational support, innovative technology, and broad capital markets platform allow our sales professionals to focus on what they do best: building relationships and closing loans.

If you’re looking for a platform with uncapped income potential, executive-level support, and the tools to grow your business, we’d love to speak with you.