Mortgage Loan Originator - Raleigh

Centralbancompany; Cary (NC); On-site; USD 32,000 - 39,000; Full time

Job summary

Central Bank in Raleigh, NC seeks a Mortgage Loan Originator to develop and manage relationships while helping individuals secure mortgage financing that meets their needs. You will generate loan opportunities, originate residential loans, and guide applicants from inquiry to closing.

Strong sales and customer service skills are essential. You will work with Realtors, builders, and partners, stay compliant with lending regulations, and maintain a robust pipeline to support homebuyers in the

Qualifications

• High school diploma or equivalent required; additional job-related education preferred.
• Minimum of two (2) years of mortgage loan origination experience with an active loan pipeline.
• Strong sales, business development, and relationship-management skills.
• Working knowledge of mortgage lending practices, underwriting guidelines, and loan qualification principles.
• Proficiency with mortgage loan origination systems and Microsoft Office applications, including Word and Excel.
• Strong communication, organizational, problem-solving, and time-management skills.
• Ability to work independently while maintaining accuracy and customer service.

Responsibilities

• Originate residential real estate loans in accordance with lending policies and regulatory requirements.
• Develop new business through referrals, bank-generated leads, realtors, builders, attorneys, and other relationships.
• Interview applicants, gather documentation, and evaluate financial information to identify mortgage solutions.
• Educate customers regarding loan products, program requirements, and the mortgage process.
• Manage a pipeline of mortgage applications with timely follow-up and service.
• Partner with processing/operations staff to facilitate loan processing and resolve conditions.
• Maintain market awareness of housing activity and trends affecting lending opportunities.
• Foster relationships with internal and external partners and present a professional image.
• Comply with applicable banking regulations including Bank Secrecy Act and information security standards.
• Perform other duties as assigned.

Skills

Mortgage loan origination

Sales

Relationship management

Customer service

Communication

Education

High School Diploma

Tools

Mortgage origination systems

Microsoft Office

Excel

Word

Job description

ABOUT CENTRAL BANK

At Central Bank, we believe banking is about building relationships and helping our customers achieve their financial goals. As a community-focused financial institution, we are committed to providing personalized service, trusted advice, and innovative financial solutions. In Raleigh, our team is dedicated to supporting homebuyers and homeowners through every step of the mortgage process while making a positive impact in the communities we serve.

POSITION SUMMARY

As a Mortgage Loan Originator, you will develop and manage relationships while helping individuals and families secure mortgage financing that meets their needs. You will be responsible for generating loan opportunities, originating residential mortgage loans, and guiding applicants through the lending process from initial inquiry through closing. Success in this role requires strong sales abilities, exceptional customer service, attention to detail, and the ability to build relationships with customers, Realtors, builders, and other business partners.

ESSENTIAL DUTIES AND ACCOUNTABILITIES

• Originate residential real estate loans in accordance with established lending policies, procedures, and applicable regulatory requirements.
• Develop new business through referrals, bank-generated leads, Realtors, builders, attorneys, and other community and professional relationships.
• Interview applicants, gather required documentation, and evaluate financial information to identify appropriate mortgage solutions.
• Educate customers regarding available loan products, program requirements, and the mortgage application process.
• Manage a pipeline of mortgage applications while ensuring timely follow-up, communication, and customer service throughout the lending process.
• Partner closely with processing and operations staff to facilitate efficient loan processing and resolution of outstanding conditions.
• Maintain market awareness, including economic trends, housing activity, and competitive factors that impact mortgage lending opportunities.
• Foster strong relationships with internal partners and external referral sources while promoting a positive and professional image of the bank.
• Comply with all applicable banking regulations, including Bank Secrecy Act requirements and information security standards.
• Perform other duties as assigned or as needed.

This position starts at $35,568.00 and can increase from there depending on experience.

Applications will be accepted through September 30th, 2026

QUALIFICATIONS, EDUCATION AND EXPERIENCE REQUIREMENTS

• High school diploma or equivalent required; additional job-related education and professional development preferred.
• Minimum of two (2) years of mortgage loan origination experience with demonstrated ability to maintain an active loan pipeline.
• Strong sales, business development, and relationship-management skills.
• Working knowledge of mortgage lending practices, underwriting guidelines, and loan qualification principles.
• Proficiency with mortgage loan origination systems and Microsoft Office applications, including Word and Excel.
• Strong communication, organizational, problem-solving, and time-management skills with the ability to manage multiple priorities.
• Ability to work independently while maintaining a high level of accuracy and customer service.