Mortgage Loan Originator (NMLS) - Remote

Canvas Credit Union; Grand Junction (CO); Remote; USD 24,000 - 150,000; Full time

Job summary

An established industry player is seeking a Mortgage Loan Originator to join their dynamic team. This role offers the unique opportunity to work remotely while helping members navigate their mortgage journeys. You'll build meaningful relationships, educate clients on mortgage products, and ensure a smooth application process. The company fosters a supportive environment, emphasizing personal growth and community engagement. With competitive pay options and a comprehensive benefits package, this position is perfect for those passionate about making a difference in people's financial lives. Join a team where your contributions truly matter and thrive in a culture that values authenticity and service.

Benefits

Medical/Dental/Vision Insurance

Paid Vacation

Paid Sick Time

Flexible Spending Account

Health Savings Account

Tuition Reimbursement

401(k) with Company Contribution

Employee Discounts on Loans

Qualifications

• Minimum 2 years of mortgage experience required.
• Must maintain NMLS registration and a valid Colorado driver's license.

Responsibilities

• Grow sustainable relationships with realtors and financial advisors.
• Educate members on mortgage products and assist through the process.
• Process loan applications with accuracy and compliance.

Skills

Relationship Building

Communication Skills

Mortgage Knowledge

Active Listening

Education

High School Diploma

NMLS Registration

Job description

Mortgage Loan Originator (NMLS) - Remote

Pay Competitive

Location Grand Junction/Colorado

Employment type Full-Time

Job Description

• Req#: MORTG004231

Start Here

Finding a job can be overwhelming- plowing through dense, super specific job descriptions, spending hours filling out applications, and then, if you’re lucky, you get a tag-team interview that leaves you spinning.

Not here.

At Canvas, we’re dedicated to transforming financial services, and that includes recruitment. We aren’t ashamed to say it. Working here is delightful. We’re a family and the time we spend together is full of support and camaraderie, and it’s fun. Make no mistake, we’re serious-minded professionals who take our responsibilities to heart, but the pettiness and bureaucracy you find in much of corporate America is out of bounds here.

Who We Are

We are Canvas and we are passionate about disrupting the way people experience financial services. “Helping you afford life” and “People before profits” aren’t just advertising taglines for us. They’re literally words we live by. Shareholder profits don’t drive us. Our members, our families, and the communities we live and work in are all that matter here. (World peace and recycling is super important too.) We’re strong supporters of the credit union movement, and of providing our members with the education, support, and guidance to build strong, independent financial futures. And we want your help.

What’s In It For You

This is the good stuff. Take a look at what sets Canvas apart from other financial institutions:

• You’ll make dreams come true. We promise we won’t make you wear a fairy godmother costume, but you’ll be feeling like one by the end of the day. You have the distinct honor of helping our members find the home they will build their life, raise their families, and create memories in. What could be better?
• We have seriously good benefits! Beyond healthcare, dental, and life insurance, we have a pretty sweet package. Canvas employees get up to a 10% company contribution to their 401(k), generous personal time off, and an employee discount on loans (that includes cars and homes)! This position includes two compensation plan options – base pay + commission, or commission-only with expanded incentive compensation opportunities. The listed pay range ($24,000.00-$150,000.00) is subject to additional income potential based on top performing production.
• To help you reach your goals, we’ve added our Mortgage Coach tool will help the Canvas Home Mortgage Originator drive conversations and educate borrowers on potential scenarios all through a beautiful display.
• This dream job is a career. The Canvas Home Mortgage Originator is a career at Canvas Credit Union. We invest in developing your skills and promote heavily from within. While we hope you stay with us until you retire, Credit Unions across the country collaborate with each other and hire from within.

What You Will Do

The home base for this dream job is up to you! You have the flexibility to work from home as well as any branch in your assigned region. Translation: more friends for you! The following is a sneak peek into what a Home Loan Originator’s day looks like:

• GROW sustainable relationships with realtors, builders, financial advisors, and others to spread the good word of Canvas mortgage opportunities.
• EDUCATE our members and non-members on mortgage products that will help them to afford life.
• EXCEL in active listening in an effort to identify financial needs and offer solutions to our members.
• PROVIDE home estimates based on Tila-Respa Integrated Disclosures (TRID).
• PROCESS loan applications with great accuracy and attention to detail, while assuring compliance with Canvas, state, federal and TRID standards.
• ASSIST our members by being shoulder to shoulder with them through the mortgage process and origination stages.
• PERFORM consistent, high levels of service by standing shoulder to shoulder with our members in a supportive and approachable manner.
• SHARE your excitement with our Canvas family by attending all of your purchase closings.
• STAND shoulder to shoulder with our members and your Canvas teammates through our peaks and valleys.
• PROVIDE members with excellent service through face to face interactions on a daily basis

Who You Are

Enough about us. Here's who you are, or who you think you are ... or who you really want to be:

• You are delightfully off-beat: you’re different and proud of it!
• You are authentic and passionate about helping our Canvas family.
• You demonstrate strong relationship building skills and genuinely care about the good of our members and Canvas.
• You’ve won service excellence awards and earned high fives and fist bumps for your awesomeness.
• You maintain a current Nationwide Mortgage Licensing System (NMLS) Safe Act registration number and possess a current Colorado drivers’ license.
• You have been complimented on your rock star communication skills and pride yourself on being able to explain loan terms, policies, and features in a comprehensible fashion.
• You didn’t have to look up what Tila-Respa and NMLS stand for, you’re a seasoned pro.
• Our ideal candidate has minimum 2 of years mortgage experience.
• This amazing role at Canvas requires Nationwide Multistate Licensing System (NMLS) registration under the S.A.F.E. Act of 2008 and Regulation. This means we’ll conduct a background check to ensure you meet NMLS registration and Canvas requirements. Unfortunately, not meeting or staying current may result in a rescinded offer or removal from the role.
• Canvas Credit Union loves nothing more than to wholeheartedly serve our members. We hold our Canvas family to wonderfully high standards. Each potential family member needs to pass a thorough background review (criminal, employment, address, Social Security Number, Motor Vehicle Records, sex offender, and global sanctions).

We know you might not have every qualification we’ve listed. Passion and potential matter here. If you know you’re right for the position, let us know. We’re good at spotting talent.

Canvas Benefits

• Medical/Dental/Vision Insurance
• Paid Vacation
• Paid Sick Time
• Paid Holidays
• Paid Wellness Day
• Flexible Spending Account
• Health Savings Account
• World Class 401(k) Plan
• Tuition Reimbursement
• Rate Discounts on Qualifying Loans

Other Important Information

You’ll be asked to work a flexible schedule Monday through Saturday - 40 hours per week. Travel will be a consistent characteristic of this job, so we ask you keep a valid drivers’ license on you at all times. You’ll use standard office equipment such as computers, phones, printers, copiers, and filing cabinets. The position also requires manual dexterity- the ability to lift files and flex paperclips. You may be required to stand on one leg, tap your head, and compound daily variable interest in your head. Just kidding- nobody can do that on one leg.

Please note, this job posting is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required for this job. Duties, responsibilities, and activities may change at any time.

Canvas Credit Union is an Equal Opportunity Employer, Gender/Minority/Veteran/Disabled.

E-Verify Participation Notice – English
E-Verify Participation Notice – Spanish
Right to Work Notice – English
Right to Work Notice – Spanish

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

About the company

At Canvas Credit Union, we help Coloradoans Afford Life through transformed financial services and whole-hearted service. Learn more today!