Mortgage Loan Originator - Metro St. Louis

Scott Credit Union; St. Louis (MO); On-site; USD 50,000 - 90,000; Full time

Job summary

Scott Credit Union in the Metro St. Louis area is hiring a Mortgage Loan Originator to guide members through the home financing process and strengthen community connections. This full-time on-site role starts in Collinsville, IL, with potential hybrid work after probation.

You will solicit residential mortgages, build realtor and community referrals, and provide exceptional member service. The role requires at least two years of lending experience, strong relationship-building skills, and

Qualifications

• Two years' experience in real estate or lending.
• Working knowledge of personal computers and lending systems.
• A valid driver's license, reliable vehicle or extensive local travel and state minimum insurance coverage.

Responsibilities

• Develop referral contacts with realtors, builders, financial professionals and personal contacts through cold calling, networking and community involvement.
• Maintain up to date knowledge of SCU in-house and secondary market mortgage products and related regulations, policies and procedures.
• Interview loan applicants at realtor's office, SCU branch location or other location to suit member's needs and provide program recommendations.
• Quote current mortgage interest rates and provide closing cost information.
• Request and/or collect applicable documentation from each loan applicant and forward file to Loan Originator Assistant and/or Mortgage Loan Processor within 48 hours of loan application.
• Guide loan applicants through the mortgage process from application to closing.
• Maintain up to date knowledge of SCU product offerings and cross-sell the services of the Credit Union with each individual member, when applicable.
• Coordinate with Supervisor and Marketing Department to conduct mortgage workshops and seminars.

Education

High school diploma or equivalent

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Scott Credit Union is hiring a Mortgage Loan Originator in the MetroSt. Louis area to help guide our members through the home financing process while strengthen our connection with the community. If you're passionate about building relationships, providing exception service, and helping individuals achieve their homeownership goals, we'd be excited to welcome you to our award-winning team.

Schedule:Full-time | Monday-Friday

Work Location Status:Fully on-site for the first 30-90 days at the Collinsville, IL office. After successful completion of probationary period, position may be eligible for hybrid work.

*Employees in hybrid or remote roles may be required to return on-site periodically for meetings, events, or other work-related needs as determined by their manager.

About the Role

Responsible for soliciting residential mortgages from various sources including realtors, builders, financial professionals, existing and potential new members; providing mortgage support to branches; producing high quality loans which meet SCU guidelines while providing exceptional member service.

Why Join Scott Credit Union?

Scott Credit Union has been designated a TopWorkplacebytheSt.LouisPost-Dispatch and USA Today for our people-first culture and strong employee engagement. We invest in our diverse team with competitive benefits, meaningful work, and clear paths for growth.

Benefits include:

• 11paidholidaysandcompetitivePTO
• 401(k)withemployermatch
• Medical,dental,vision,andlifeinsurance
• Short-Term Disability, including maternity leave
• Dressforyourdaypolicy
• Supportive, team-oriented culture

What You'll Do

• Develop referral contacts with realtors, builders, financial professionals and personal contacts through cold calling, networking and community involvement.
• Maintain up to date knowledge of SCU in-house and secondary market mortgage products and related regulations, policies and procedures.
• Interview loan applicants at realtor's office, SCU branch location or other location to suit member's needs and provide program recommendations.
• Quote current mortgage interest rates and provide closing cost information.
• Request and/or collect applicable documentation from each loan applicant and forward file to Loan Originator Assistant and/or Mortgage Loan Processor within 48 hours of loan application.
• Guide loan applicants through the mortgage process from application to closing.
• Maintain up to date knowledge of SCU product offerings and cross-sell the services of the Credit Union with each individual member, when applicable.
• Coordinate with Supervisor and Marketing Department to conduct mortgage workshops and seminars.

What You Bring

• High school diploma or equivalent
• Two years' experience in real estate or lending
• Working knowledge of personal computers and lending systems
• A valid driver's license, reliable vehicle or extensive local travel and state minimum insurance coverage

Is This You?

• You're energized by creating meaningful connections and delivering strategic solutions
• You stay focused under pressure and prioritize precision in your work
• You take initiative, own your projects, and consistently aim for high-quality results
• You're looking to build a long-term career where your skills can grow and evolve

Our Commitment

At Scott Credit Union, our purpose is to support members through every phase of their financial journey. We believe in accountability, integrity, diversity, service excellence, and continuous growth- for both our members and our employees.