Mortgage Loan Originator: Grow Your Book of Business

Prosperity Bank and Trust Co; Richardson (TX); Presencial; USD 65 000 - 90 000; Tempo integral

Resumo da oferta

Prosperity Bank is seeking a Mortgage Loan Officer to originate eligible mortgage loans and manage the full loan lifecycle from application to closing. The role emphasizes building relationships with Prosperity Banking Centers, realtors, builders, and planners to drive referral activity and self-sourced business.

The MLO will ensure adherence to lending standards, coordinate with fulfillment, and maintain a high level of customer service while protecting sensitive information.

Qualificações

• High school graduate or equivalent, advanced degree preferred.
• Knowledge of Bank consumer mortgage lending policies, procedures, and guidelines.
• NMLS certified.
• 3 to 5 years of prior mortgage banking experience, including FNMA/FHLMC, FHA, VA.
• Excellent communication and public relations skills.

Responsabilidades

• Source new mortgage loan business from internal and external leads.
• Take loan applications and review documents for underwriting.
• Set expectations and provide regular updates to applicants.
• Discuss credit policy, ability to repay and related mortgage facts with applicants.
• Oversee the customer experience through origination to loan closing.

Conhecimentos

Communication skills

Financial analysis

Public relations

Interviewing skills

Credit analysis

Formação académica

High school diploma or equivalent

Advanced degree preferred

Descrição da oferta de emprego

Prosperity Bank is seeking a Mortgage Loan Officer to originate eligible mortgage loans and manage the full loan lifecycle from application to closing. The role emphasizes building relationships with Prosperity Banking Centers, realtors, builders, and planners to drive referral activity and self-sourced business.

The MLO will ensure adherence to lending standards, coordinate with fulfillment, and maintain a high level of customer service while protecting sensitive information.