Mortgage Loan Originator: Grow Referrals & Loans

Centennial Bank; Winter Haven (FL); On-site; USD 50,000 - 80,000; Full time

Job summary

Centennial Bank is seeking a Mortgage Loan Originator to solicit residential first mortgages through Realtor and builder networks and to interview loan applicants for credit decisions. You will generate referrals, manage loan documentation, and coordinate with processors to ensure timely delivery of loan packages while upholding superior customer service.

The role involves developing referral contacts, staying current on product knowledge, underwriting guidelines, and compliance training to

Qualifications

• Broad knowledge in accounting, marketing, business administration or finance as per job requirements.
• Equivalency to a four year college degree plus 4 years related experience and/or training, and 2 years related management experience, or equivalent combination.

Responsibilities

• Work with assigned branch office to ensure awareness of home loan products.
• Handle referrals from branch office and provide appropriate follow-up.
• Develop referral contacts (realtors, builders, professional and personal contacts).
• Analyze financial data to determine creditworthiness.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
• Take borrower applications.
• Utilize communication and access of daily rates, credit reports and DU responses and transmitting to processor.
• Collect appropriate documentation from each applicant and deliver loan package to processor in a timely manner.
• Maintain high levels of customer service while managing each applicant's and support staff's expectations.

Education

Bachelor's degree

Tools

10-Key

Accounting

Job description

Centennial Bank is seeking a Mortgage Loan Originator to solicit residential first mortgages through Realtor and builder networks and to interview loan applicants for credit decisions. You will generate referrals, manage loan documentation, and coordinate with processors to ensure timely delivery of loan packages while upholding superior customer service.

The role involves developing referral contacts, staying current on product knowledge, underwriting guidelines, and compliance training to