Mortgage Loan Originator (Cheyenne, WY)

First Western; Cheyenne (WY); On-site; USD 60,000 - 100,000; Full time

Benefits offered by this job

Strong Bonus Potential

401(k) Plan with Match

Paid Parking/Transportation Benefits

Access to Training & Professional Development Programs

Sponsorship for Professional Certifications

Flex Spending Accounts

Health Savings Account

Paid Time-Off plus Bank Holidays

Job summary

First Western is seeking a motivated Mortgage Loan Originator in Cheyenne, Wyoming. This position plays a key role in helping high‑net‑worth clients achieve their financial goals through detailed loan services. The candidate will develop a referral network and provide exceptional client service throughout the loan process.

A Bachelor's Degree or equivalent experience and 1‑3 years of relevant mortgage lending experience are required. This is a full‑time exempt role with strong bonus potential and various benefits, including a 401(k) plan.

Qualifications

• Detailed knowledge of TILA, RESPA, and MDIA regulations.
• 1-3 years of recent residential mortgage lending experience.
• Strong understanding of the SAFE Act and Fair Lending.

Responsibilities

• Meet individual annual sales goals assigned by the management.
• Develop a referral network through various outreach efforts.
• Spend over 50% of working time soliciting new business.
• Provide exceptional customer service during loan transactions.
• Conduct interviews with applicants to determine loan eligibility.
• Complete all loan disclosures accurately and timely.

Skills

Microsoft Office Suite proficiency

Understanding of MS applications and loan origination systems

Knowledge of mortgage regulatory requirements

Ability to analyze complex financial data

Mortgage loan processing and underwriting knowledge

Professional presentation and communication skills

Detail-oriented

Education

Bachelor's Degree or equivalent work experience

Job description

First Western is seeking a Mortgage Loan Originator to join our team!

Are you looking for a challenging and rewarding opportunity? First Western is seeking a passionate and experienced professional to join our team.

As a Mortgage Loan Originator at First Western, you will play a vital role in helping high‑net‑worth clients achieve their financial goals. You will work closely with our Cheyenne Mortgage team to deliver comprehensive solutions that exceed client expectations.

If you are passionate about providing exceptional service to clients and are looking for a challenging and rewarding opportunity, we encourage you to apply for this position today.

Responsibilities

• Individual annual sales goal component to be assigned in conjunction with the annual office sales goals
• On-going development of a referral network through prospecting, networking, cold‑calling, and participating in community out‑reach efforts that promote the Bank and home‑ownership
• Consistently spend more than 50% of working time away from First Western’s office(s) engaged in soliciting new mortgage loan business
• Provide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners
• Respond to all inquiries and referrals within 24 hours
• Meet applicants either face‑to‑face or over the phone
• Conduct interviews with potential applicants to determine the appropriate loan programs/products
• Analyze applicants’ income, financial information, and credit history, including completing a preliminary qualification for the identified loan programs
• Present a full and complete loan application with supporting documentation to the operations team within 72 hours
• Complete all initial and subsequent loan disclosures with absolute accuracy and timeliness required by TILA, RESPA, and MDIA regulations
• Meet volume goals as established by the sales management team
• Attend all sales meetings and successfully complete all required training

Qualifications

• Proficient in Microsoft Office Suite
• Strong understanding of MS applications, database/CRM tools, loan origination application systems and loan pricing engines
• Solid understanding of mortgage regulatory requirements, including but not limited to the SAFE Act, Dodd‑Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act
• Demonstrated success in cultivating and maintaining a quality referral network
• Ability to analyze and calculate income from complex financial data
• Solid understanding of mortgage loan processing, underwriting, and closing
• Professional presentation, written and verbal communication skills
• Detail‑oriented

Education

Bachelor's Degree, or equivalent work experience. Required.

Experience

1‑3 years of recent residential mortgage lending experience, preferably within a bank environment. Required.

Benefits

• Strong Bonus Potential
• 401(k) Plan with Match
• Paid Parking/Transportation Benefits
• Access to Training & Professional Development Programs
• Sponsorship for Obtaining Professional Certifications
• Flex Spending Accounts
• Health Savings Account
• Health & Wellness Benefits
• Paid Time‑Off plus Bank Holidays

Pay Range: Commission Only

Job Classification: Full‑Time Exempt

Actual offer will be based on experience, location, education, and/or skills.

First Western Financial, Inc. is proud to be an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive and safe environment for all employees. We are fully committed to achieving a diverse workforce by hiring, developing, and retaining talented people from different backgrounds, experiences, abilities, and perspectives. Individuals from all backgrounds, including non‑traditional backgrounds, historically marginalized, or underrepresented groups are strongly encouraged to apply.

First Western Financial, Inc. is committed to the full inclusion of all qualified individuals. In keeping with our commitment, First Western Financial, Inc. will take the steps to assure that people with disabilities are provided reasonable accommodations. Accordingly, if reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the position, and/or to receive all other benefits and privileges of employment, please contact [e-mail].