Mortgage Loan Originator (Northern CO)

First Western; Fort Collins (CO); On-site; USD 50,000 - 75,000; Full time

Benefits offered by this job

Strong Bonus Potential

401(k) Plan with Match

Paid Parking/Transportation Benefits

Access to Training & Professional Development Programs

Sponsorship for Obtaining Professional Certifications

Flex Spending Accounts

Health Savings Account

Health & Wellness Benefits

Paid Time-Off + Bank Holidays

Job summary

First Western is seeking a Mortgage Loan Originator in Fort Collins to assist high-net-worth clients in achieving their financial goals. The role involves developing a strong referral network and providing exceptional service throughout the loan process.

The ideal candidate will have a Bachelor's degree or equivalent experience, 1-3 years in residential mortgage lending, and exceptional communication skills. First Western offers a competitive compensation package, including bonus potential and professional development opportunities.

Qualifications

• Minimum 1-3 years of recent residential mortgage lending experience, preferable in a bank environment.
• Strong understanding of mortgage regulatory requirements.
• Demonstrated success in building a referral network.

Responsibilities

• Achieve annual sales goals and develop a referral network.
• Provide exceptional customer service throughout the loan transaction.
• Conduct interviews with potential borrowers to analyze their financial information.

Skills

Microsoft Office Suite

Loan origination application systems

Mortgage regulatory requirements

Referral network cultivation

Financial data analysis

Mortgage loan processing

Communication skills

Detail-oriented

Education

Bachelor's Degree or equivalent work experience

Tools

CRM tools

Job description

First Western is seeking an Mortgage Loan Originator to join our team!

Are you looking for a challenging and rewarding opportunity? First Western is seeking a passionate and experienced professional to join our team.

As a Mortgage Loan Originator at First Western, you will play a vital role in helping high-net-worth clients achieve their financial goals. You will work closely with our Fort Collins Mortgage team to deliver comprehensive solutions that exceed client expectations.

What You Will Do

• Individual annual sales goal component to be assigned in conjunction with the annual office sales goals
• On-going development of a referral network through prospecting, networking, cold‑calling, and participating in community out‑reach efforts that promote the Bank and home‑ownership.
• Consistently spend more than 50% of working time away from First Western’s office(s) engaged in soliciting new mortgage loan business.
• Provide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction, including Realtor(s) and referral partners.
• Respond to all inquiries and referrals within 24 hours.
• Meet applicants either face‑to‑face or over the phone.
• Conduct interviews with potential applicants to determine the appropriate loan programs/products.
• Analyze applicants’ income, financial information, and credit history, including completing a preliminary qualification for the identified loan programs.
• Present a full and complete loan application with supporting documentation to the operations team within 72 hours.
• Complete all initial and subsequent loan disclosures with absolute accuracy and timeliness required by TILA, RESPA, and MDIA regulations.
• Meet volume goals as established by the sales management team.
• Attend all sales meetings and successfully complete all required training.

What You Bring

• Proficient in Microsoft Office Suite
• Strong understanding of MS applications, database/CRM tools, loan origination application systems and loan pricing engines
• Solid understanding of mortgage regulatory requirements, including but not limited to the SAFE Act, Dodd‑Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act
• Demonstrated success in cultivating and maintaining a quality referral network
• Ability to analyze and calculate income from complex financial data
• Solid understanding of mortgage loan processing, underwriting, and closing
• Professional presentation, written and verbal communication skills
• Detail‑oriented

Education Level

Bachelor's Degree, or equivalent work experience, Required

Experience Level

1‑3 years, Recent residential mortgage lending experience, preferably within a bank environment, Required

What You Receive

At First Western, we pride ourselves on our culture of innovation, teamwork, and continuous learning. We are committed to providing our employees with the tools and resources they need to succeed, including ongoing training and development, a competitive compensation package, and a comprehensive benefits program.

Pay Range: Commission Only

Job Classification: Full‑Time Exempt

• Strong Bonus Potential
• 401(k) Plan with Match
• Paid Parking/Transportation Benefits
• Access to Training & Professional Development Programs
• Sponsorship for Obtaining Professional Certifications
• Flex Spending Accounts
• Health Savings Account
• Health & Wellness Benefits
• Paid Time‑Off + Bank Holidays

First Western Financial, Inc. is proud to be an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive and safe environment for all employees. We are fully committed to achieving a diverse workforce by hiring, developing, and retaining talented people from different backgrounds, experiences, abilities, and perspectives. Individuals from all backgrounds, including non‑traditional backgrounds, historically marginalized, or underrepresented groups are strongly encouraged to apply.

First Western Financial, Inc. is committed to the full inclusion of all qualified individuals. In keeping with our commitment, First Western Financial, Inc. will take the steps to assure that people with disabilities are provided reasonable accommodations. Accordingly, if reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the position, and/or to receive all other benefits and privileges of employment, please contact [e-mail].