Mortgage Loan Originator

Texana Bank, N.A.; United States; Remote; USD 50,000 - 90,000; Full time

Job summary

Texana Bank, N.A. is seeking a Mortgage Loan Originator to originate mortgage loans in line with company guidelines and regulations. You will interview borrowers, assess eligibility, and determine suitable loan programs while educating clients on options and terms.

Responsibilities include submitting applications for underwriting, maintaining records, following up with stakeholders, and ensuring compliant closings. A strong NMLS license and multitasking ability are essential.

Qualifications

• High school diploma or equivalent
• Valid NMLS license
• Strong interpersonal and communication skills
• Ability to manage multiple tasks and prioritize in a fast-paced environment
• Familiarity with loan origination systems and Microsoft Office

Responsibilities

• Originate mortgage loans following company guidelines and lending regulations
• Conduct borrower interviews to gather financial information and assess eligibility
• Evaluate applicant financial documents to determine appropriate loan programs
• Educate clients on loan products, terms, and procedures
• Submit complete loan applications to processing for approval and underwriting
• Maintain accurate records in the loan origination system
• Ensure timely follow-up with clients, processors, and underwriters
• Collaborate with internal departments to ensure smooth loan closings
• Meet productivity and quality goals
• Maintain knowledge of current lending policies and industry trends

Skills

Interpersonal skills

Communication skills

Education

High school diploma or equivalent

College coursework or degree

Tools

Loan origination systems

Microsoft Office

Job description

Responsibilities

• Originate mortgage loans in accordance with company guidelines and lending regulations
• Conduct borrower interviews to gather required financial information and assess eligibility
• Evaluate applicant financial documents to determine appropriate loan programs
• Educate clients on available loan products, terms, and procedures
• Submit complete loan applications to the processing team for approval and underwriting
• Maintain accurate records in the loan origination system
• Ensure timely follow-up with clients, processors, and underwriters
• Collaborate with internal departments to ensure smooth loan closings
• Meet established productivity and quality goals
• Maintain knowledge of current lending policies, compliance standards, and industry trends

Requirements

• High school diploma or equivalent
• Valid NMLS license
• Strong interpersonal and communication skills
• Ability to manage multiple tasks and prioritize in a fast-paced environment
• Familiarity with loan origination systems and Microsoft Office

Preferred Qualifications

• College coursework or degree
• Previous experience in mortgage lending or financial services

About the Company

Texana Bank has been serving the region since 1914. With multiple branches across East Texas and Arkansas, we are committed to honesty in banking and helping our clients achieve their financial goals.