Mortgage Loan Originator

FinanceInfos; Cleveland (OH); On-site; USD 45,000 - 65,000; Full time

Job summary

Texana Bank in Cleveland, OH is seeking a Mortgage Loan Originator to build client relationships and guide applicants through the loan process.

You will assess borrower needs, educate clients on loan products, and collaborate with processors and underwriters to ensure smooth closings.

Qualifications

• Must have or be able to obtain a valid NMLS license.
• Prior mortgage lending or financial services experience preferred.
• Strong interpersonal and communication skills.

Responsibilities

• Collaborate with internal departments to ensure smooth loan closings
• Conduct borrower interviews to gather required financial information and assess eligibility
• Educate clients on available loan products, terms, and procedures
• Ensure timely follow-up with clients, processors, and underwriters
• Evaluate the applicant’s financial documents to determine appropriate loan programs
• Maintain accurate records in the loan origination system
• Maintain knowledge of current lending policies, compliance standards, and industry trends
• Meet established productivity and quality goals
• Originate mortgage loans in accordance with company guidelines and lending regulations
• Submit complete loan applications to the processing team for approval and underwriting

Skills

Loan origination systems

Microsoft Office

Interpersonal communication

Education

High School Diploma or equivalent

College coursework or degree (preferred)

Tools

Loan origination systems

Microsoft Office

Job description

Job Highlights

• Title: Mortgage Loan Originator
• Type: Full Time
• Experience: Not Indicated
• Function: Mortgage Sales
• Location: Cleveland, OH, United States
• Company: Texana Bank

Company Profile

Texana Bank offers personal and business banking, loans, savings accounts, digital banking, and financial services with secure, customer-focused solutions.

Job Profile

The bank is hiring a Mortgage Loan Originator who will be responsible for originating residential mortgage loans by developing client relationships, assessing borrower needs, and guiding applicants through the loan process.

Plays a vital part in maintaining high levels of customer satisfaction and ensuring compliance with all internal policies and applicable regulations.

Education Level

• High School Diploma or equivalent
• College coursework or degree (preferred)

Work Experience

• Previous experience in mortgage lending or financial services (preferred)

License/Certification

• Valid NMLS license as required by state and federal regulations

Duties/Responsibilities

• Collaborate with internal departments to ensure smooth loan closings
• Conduct borrower interviews to gather required financial information and assess eligibility
• Educate clients on available loan products, terms, and procedures
• Ensure timely follow-up with clients, processors, and underwriters
• Evaluate the applicant’s financial documents to determine appropriate loan programs
• Maintain accurate records in the loan origination system
• Maintain knowledge of current lending policies, compliance standards, and industry trends
• Meet established productivity and quality goals
• Originate mortgage loans in accordance with company guidelines and lending regulations
• Submit complete loan applications to the processing team for approval and underwriting

Skills/Knowledge/Abilities

• Ability to manage multiple tasks and prioritize in a fast-paced environment
• Familiarity with loan origination systems and Microsoft Office tools
• Strong interpersonal and communication skills

Working Conditions

• Follows financial regulations
• Handles paperwork and approvals
• May work flexible or long hours
• Meets clients to discuss loans
• Works in offices or remotely

Employer’s Statement

Texana Bank is an Equal Opportunity Employer.