Mortgage Loan Originator

United Community; Tennessee; On-site; USD 50,000 - 70,000; Full time

Job summary

A mortgage lending company is seeking a Mortgage Loan Officer to join their team in Brentwood, TN & Chattanooga, TN. This full-time, non-remote position involves developing business relationships with realtors and builders while guiding clients through the mortgage process. Candidates should have a minimum of two years of experience in residential mortgage loan origination and hold an active NMLS License. Familiarity with FHA, VA, and USDA guidelines is preferred. Competitive pay range is indicated, with specific earnings to be discussed during the interview process.

Qualifications

• Minimum two years of residential mortgage loan origination experience.
• Familiarity with FHA, VA, and USDA guidelines is essential.
• Current Notary Public Certification preferred.

Responsibilities

• Develop business through maintaining contact with realtors, builders, developers.
• Interview potential customers and answer questions about mortgage loans.
• Review and process mortgage loan requests for compliance.

Skills

Residential mortgage loan origination

Sales and service skills

Networking

Tele‑consulting

Education

Active NMLS License

Job description

Overview

Hiring In: Brentwood, TN & Chattanooga, TN

United Community is an experienced, driven, and customer‑focused Mortgage Loan Officer (MLO) to join our team. The MLO will help individuals and families achieve their homeownership dreams. In this role, you’ll build lasting relationships with realtors, builders, and developers while guiding clients through the mortgage process with expertise and care. If you’re passionate about residential lending and thrive in a fast‑paced, service‑oriented setting, we’d love to hear from you.

What You’ll Do

• Active NMLS License is required.
• Develop business through maintaining contact with realtors, builders, developers and construction lenders.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general department guideline.
• Interview potential customers and answer questions about various types of mortgage loans.
• Review, analyze, and process mortgage loan requests. Review application and initial loan documentation for compliance to investor, state and federal lending requirements.
• Responsible for ordering verifications of employment, deposits, mortgage, and rental.
• Collect appropriate documentation from each applicant and deliver loan package in the timeframes set by Management.
• Input information from application and verifying documentation into Mortgageware.
• Maintain high levels of customer service while managing each applicant’s expectations.

Requirements For Success

• Minimum two (2) years of residential mortgage loan origination.
• Familiar with FHA, VA, and USDA guidelines.
• Proficient in sales and service skills, including tele‑consulting, prospecting, and networking.
• NMLS License required.

Preferred Skills/Experience

• Current Notary Public Certification preferred.

Conditions of Employment

• Must be able to pass a criminal background & credit check.
• This is a full‑time, non‑remote position.

FLSA Status

• Non‑Exempt.

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range

USD $0.00 - USD $0.00 /Yr.