Mortgage Loan Originator

Talentify; Tampa (FL); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Incentive opportunities

Paid Holidays

Paid Time Off

Medical, Dental and Vision Insurance

401(k) with matching funds

Group Term Life Insurance

Short/Long Term Disability Insurance

Tuition Reimbursement

Job summary

Liberty FCU in Tampa, FL seeks an experienced Mortgage Loan Originator to join our lending team. The role focuses on self-generating mortgage business, evaluating borrowers, and guiding them through the loan process.

Ideal candidates have 2-3 years of origination experience, strong communication skills, and a solid understanding of lending guidelines. The position reports to the Mortgage Sales Manager and offers comprehensive benefits.

Qualifications

• Excellent communication skills for client discussions and loan details.
• Experience in mortgage loan sales or origination.
• Ability to generate leads and follow up with potential borrowers.
• Knowledge of lending processes and underwriting guidelines.
• Familiarity with federal regulations and NCUA rules.

Responsibilities

• Conduct loan interviews and explain programs to borrowers.
• Evaluate credit and financial status for loan qualification.
• Pursue leads and contact prospective borrowers via phone, email, or in person.
• Determine appropriate residential mortgage proposals based on borrower profiles.
• Network with realtors, builders, and referral partners.

Skills

Communication

Mortgage sales

Self-motivated

Regulatory knowledge

Analytical thinking

NMLS registration

Education

Bachelor's degree preferred

Job description

Liberty FCU, a full-service credit union, is currently seeking an experienced Mortgage Loan Originator to join their lending team. The position will be located in Tampa/St. Petersburg, FL area. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop mortgage loan business through self-generating activities is required. Experience with mortgage loan sales is required.

Duties and responsibilities

• Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.
• Evaluate credit of prospective borrowers for qualification purposes.
• Diligently pursue leads provided.
• Contact prospective borrower leads via telephone, email, or face to face.
• Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
• Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.
• Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
• Prospect and network, building relationships with realtors, builders and other referral partners.

Qualifications

• Bachelor's degree preferred.
• 2-3 years of mortgage origination experience is preferred.
• Excellent communication skills to talk to clients about loan particulars and their personal financial details.
• Excellent mathematical and statistical analysis ability.
• A sound knowledge of the terms and conditions of different kinds of loans.
• Strong logical thinking.
• Ability to keep updated on new loan reforms and laws.
• Ability to obtain federal registration/NMLS.

Benefits and Compensation

• Incentive opportunities
• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance
• 401(k) retirement program with matching funds
• Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
• Tuition Reimbursement Program

Reporting relationships

This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.

Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.