Mortgage Loan Originator

United Community; Savannah (GA); On-site; USD 60,000 - 100,000; Full time

Job summary

A leading financial institution is seeking an experienced Mortgage Loan Originator to join their team in Savannah, GA. The role requires at least two years of mortgage loan origination experience and an active NMLS License. You will engage with realtors and builders while guiding clients through the mortgage process. Proficiency in FHA, VA, and USDA guidelines is essential. This position is full-time and non-remote, emphasizing exceptional customer service and compliance with lending regulations.

Qualifications

• Minimum two years of residential mortgage loan origination experience.
• Familiarity with FHA, VA, and USDA guidelines.
• Active NMLS License is required.
• NMLS License required.

Responsibilities

• Develop business through maintaining contact with realtors, builders, and construction lenders.
• Interview potential customers about mortgage loans.
• Review, analyze, and process mortgage loan requests.
• Review, analyze, and process mortgage loan requests for compliance to investor, state and federal lending requirements.
• Order verifications of employment, deposits, mortgage, and rental.
• Deliver loan packages within the timeframes set by Management.
• Input information from application and verifying documentation into Mortgageware.
• Maintain high levels of customer service while managing each applicant’s expectations.

Skills

Residential mortgage loan origination

Sales and service skills

Tele-consulting

Networking

Communication skills

Job description

Join to apply for the Mortgage Loan Originator role at United Community

Overview

United Community is an experienced, driven, and customer-focused Mortgage Loan Officer (MLO) to join our team. The MLO will help individuals and families achieve their homeownership dreams. In this role, you’ll build lasting relationships with realtors, builders, and developers while guiding clients through the mortgage process with expertise and care. If you’re passionate about residential lending and thrive in a fast-paced, service-oriented setting, we’d love to hear from you.

What You’ll Do

• Active NMLS License is required
• Locations: Bluffton, SC or Savannah, GA
• Develop business through maintaining contact with realtors, builders, developers and construction lenders.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general department guideline
• Interview potential customers and answer questions about various types of mortgage loans.
• Review, analyze, and process mortgage loan requests. Review application and initial loan documentation for compliance to investor, state and federal lending requirements.
• Responsible for ordering verifications of employment, deposits, mortgage, and rental.
• Collect appropriate documentation from each applicant and deliver loan package in the timeframes set by Management.
• Input information from application and verifying documentation into Mortgageware.
• Maintain high levels of customer service while managing each applicant’s expectations.

Requirements For Success

• Minimum two (2) years of residential mortgage loan origination
• Familiar with FHA, VA, and USDA guidelines
• Proficient in sales and service skills; including tele-consulting, prospecting, and networking.
• NMLS License required

Preferred Skills/Experience

• Current Notary Public Certification preferred

Conditions of Employment

• Must be able to pass a criminal background & credit check
• This is a full-time, non-remote position

FLSA Status

• Non-Exempt

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range

USD $0.00 - USD $0.00 /Yr.