Mortgage Loan Originator

fcbot; Pearland (TX); On-site; USD 60,000 - 95,000; Full time

Job summary

First Community Bank in Pearland, TX is seeking a Mortgage Loan Originator to originate mortgages across a prescribed geographic area. You will call on real estate agents, solicit first mortgages, and deliver completed applications to lenders while maintaining strong client relations.

The role requires NMLS registration, PC/mortgage software proficiency, and the ability to travel to client sites. You will handle inquiries, provide timely responses, and stay current on rates and underwriting

Qualifications

• NMLS registration is required.
• Proficient with personal computers and mortgage operations software.
• Ability to meet deadlines and work both in groups and independently.
• Willingness to travel to various client locations and training activities.

Responsibilities

• Call on Real Estate agents within specified sales area.
• Solicit 1st mortgages for processing.
• Deliver completed mortgage applications to the lender.
• Answer questions from clients or real estate agents during processing.
• Maintain sales district by updating Real Estate Agents on rates, policies, procedures, and underwriting requirements.
• Promote goodwill in the sales area to continue receiving loan applications.
• Ensure all applications meet Mortgage Division specifications.
• Keep in periodic contact with lenders for rate changes and updates.
• Attend meetings, conferences, and seminars to update skills in mortgage solicitation and selling.
• Complete inquiry/application logs.
• Prepare notices of Adverse Action when applicable for inquiries.

Job description

First Community Bank

6302 W. Broadway St.

Pearland, TX

Position Summary

The position of Mortgage Loan Originator is responsible for working in a prescribed geographic area to originate mortgages.

Essential Duties

1. Call on Real Estate agents within specified sales area
2. Solicit 1st mortgages for processing
3. Deliver completed mortgage applications to the lender
4. Answer any questions that the client or real estate agent might have while the loan is being processed for approval
5. Maintain sales district by continually updating the Real Estate Agents on changes in rates, policies, procedures, and underwriting requirements
6. Promote good will throughout sales area so that we will keep receiving loan applications
7. Ensure that all applications fall within the prescribed specifications the Mortgage Division
8. Keep in periodic contact with the lenders to receive messages and current information on rate changes
9. Attend meetings, conferences, and seminars to continually update skills in the solicitation and selling of all types of mortgages in the primary and secondary market
10. Perform all other related duties as may be periodically required
11. Complete inquiry/application logs
12. Prepare notice of Adverse Action when applicable for inquires

Knowledge, Skills, and Abilities

Knowledge of personal computers and data processing systems associated with mortgage operations is required. This job requires the ability to meet established deadlines, work productively in groups and individually, communicate effectively in writing and orally, operate standard office equipment, work extended hours occasionally, and travel to various client locations and training activities as needed.

NMLS registration is required.