Mortgage Loan Originator

First United Bank; Oklahoma City (OK); Vor Ort; USD 45.000 - 75.000; Vollzeit

Zusammenfassung

First United Bank in Oklahoma City is seeking a Mortgage Loan Originator to generate and manage mortgage applications, guiding borrowers from initial inquiry to closing in a full-time, on-site role. You will meet with clients, assess financial needs, explain loan options, and collect documentation, coordinating with underwriting and processing teams to ensure timely decisions.

The role emphasizes strong client relationships with real estate professionals and a commitment to regulatory compliance

Qualifikationen

• Candidates should possess strong skills in Mortgage Lending and Loans, with experience advising borrowers on appropriate mortgage products.
• Candidates should possess skills in Loan Origination, including prospecting, application intake, and managing the loan process through closing.
• Candidates should possess skills in Underwriting fundamentals and Finance, with the ability to interpret credit reports, income documentation, and debt-to-income ratios.
• Prior experience as a Mortgage Loan Originator or in a similar lending role, preferably in a community banking environment.
• Working knowledge of federal and state mortgage regulations and compliance requirements.
• Excellent communication, customer service, and relationship-building abilities with diverse clients and referral partners.
• Strong attention to detail, organizational skills, and proficiency with loan origination systems and common office software.
• High school diploma or equivalent required; associate or bachelor’s degree in business, finance, or a related field is beneficial.
• Current mortgage loan originator registration or license (NMLS) as required by applicable regulations, or ability to obtain it promptly.

Aufgaben

• The Mortgage Loan Originator is responsible for generating and managing mortgage loan applications, guiding borrowers through the loan process from initial inquiry to closing.
• Daily activities include meeting with prospective and current clients, assessing their financial needs, explaining mortgage products, and collecting required documentation.
• The role involves coordinating with underwriting, processing, and closing teams to ensure timely and compliant loan decisions, while maintaining accurate records in accordance with regulatory and internal policies.
• The Mortgage Loan Originator also cultivates referral relationships with real estate professionals and other community partners to build and sustain a strong pipeline of mortgage business.

Kenntnisse

Mortgage Lending

Loan Origination

Underwriting

Finance

Compliance

Communication

Customer Service

Detail Orientation

Real Estate Market

NMLS License

Ausbildung

High School Diploma

Business/Finance degree

Jobbeschreibung

Company Description

First United Bank is a progressive, innovative “Super Community Bank” that has grown from a single location into one of the largest banking organizations in the Southwest. The bank focuses on retail and community banking, serving consumers and small-to-mid-sized businesses across Oklahoma and Texas through an extensive network of branches. First United offers a full range of financial services, including retail, commercial, trust, brokerage, mortgage, and insurance products, aiming to be the premier provider in every market it serves. The organization emphasizes a holistic approach to life and work, promoting personal development, financial well-being, wellness, and faith through initiatives like its Spend Life Wisely blog. First United Bank is a Member FDIC and operates under NMLS #400025.

Role Description

This is a full-time, on-site Mortgage Loan Originator role based in Oklahoma City, OK. The Mortgage Loan Originator is responsible for generating and managing mortgage loan applications, guiding borrowers through the loan process from initial inquiry to closing. Daily activities include meeting with prospective and current clients, assessing their financial needs, explaining mortgage products, and collecting required documentation. The role involves coordinating with underwriting, processing, and closing teams to ensure timely and compliant loan decisions, while maintaining accurate records in accordance with regulatory and internal policies. The Mortgage Loan Originator also cultivates referral relationships with real estate professionals and other community partners to build and sustain a strong pipeline of mortgage business.

Qualifications

• Candidates should possess strong skills in Mortgage Lending and Loans, with experience advising borrowers on appropriate mortgage products.
• Candidates should possess skills in Loan Origination, including prospecting, application intake, and managing the loan process through closing.
• Candidates should possess skills in Underwriting fundamentals and Finance, with the ability to interpret credit reports, income documentation, and debt-to-income ratios.
• Prior experience as a Mortgage Loan Originator or in a similar lending role, preferably in a community banking environment.
• Working knowledge of federal and state mortgage regulations and compliance requirements.
• Excellent communication, customer service, and relationship-building abilities with diverse clients and referral partners.
• Strong attention to detail, organizational skills, and proficiency with loan origination systems and common office software.
• High school diploma or equivalent required; associate or bachelor’s degree in business, finance, or a related field is beneficial.
• Current mortgage loan originator registration or license (NMLS) as required by applicable regulations, or ability to obtain it promptly.