Mortgage Loan Originator

Liberty Federal Credit Union; Evansville (IN); On-site; USD 45,000 - 70,000; Full time

Benefits offered by this job

Paid Holidays

PTO

Medical Insurance

Dental Insurance

Vision Insurance

401(k) Matching

Life Insurance

Disability Insurance

Tuition Reimbursement

Job summary

Liberty FCU seeks a Mortgage Loan Originator for the Downtown Office in Evansville, IN. You will conduct loan interviews, present programs, collect documents, and guide applicants through the mortgage process.

Responsibilities include evaluating borrower credit, cross-selling credit union products, maintaining knowledge of mortgage products (purchase money, refinances, HELOCs, VA/USDA/FHA), and building relationships with realtors. Strong communication and multitasking are essential.

Qualifications

• Interview borrowers and discuss loan options.
• Evaluate credit and financial status for mortgage sales.
• Cross-sell credit union products and services.
• Develop relationships with realtors and referral partners.
• Attend purchase loan closings and assist during processing.

Responsibilities

• Conduct loan interviews, discuss programs, collect documentation.
• Evaluate borrower credit and financial status for residential mortgages.
• Sell mortgage products and cross-sell CU services.
• Make outbound calls to generate loan activity.
• Maintain knowledge of loan products and underwriting guidelines.
• Develop realtor relationships and support closings.

Skills

Mortgage lending

Communication skills

Outside business development

Customer service

Sales

Tools

Mortgage origination system

Excel

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Mortgage Loan Originator

Full Time Professional DOWNTOWN OFFICE, Evansville, IN, US

2 days ago Requisition ID: 3994

Liberty FCU, a full-service credit union, is currently seeking applicants to fill a Mortgage Loan Originator role at the Downtown Office, located at 728 Locust Street, Evansville, IN 47708. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop outside business to drive loan volume is required. Experience with mortgage loan sales is required.

Duties and responsibilities include but are not limited to the following:

• Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.
• Evaluate credit and financial status of prospective borrowers to make sales of residential mortgage loans.
• Cross sell Credit Union products and services.
• Make outgoing calls to sell our products and services.
• Maintain a working knowledge of all credit union mortgage products including purchase money 1st mortgages, 1st mortgage refinances, 2nd mortgages, HELOCs, bridge loans, construction loans, and VA/USDA/FHA loans.
• Understand and apply all federal rules and regulations associated with mortgage lending.
• Develop and maintain working relationships with realtors.
• Attend purchase loan closings.
• Assist in fielding member calls associated with mortgage lending.
• Develop a working knowledge of the Credit Union's data processing system, loan origination system, Word, and Excel software.
• Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
• Any other duties assigned by supervisor or management.

Benefits and Compensation:

• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance
• 401(k) retirement program with matching funds
• Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
• Tuition Reimbursement Program

Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.