Mortgage Loan Closer

Liberty Federal Credit Union; Evansville (IN); On-site; USD 50,000 - 65,000; Full time

Benefits offered by this job

Paid Holidays

Paid Time Off

Medical Insurance

Dental Insurance

Vision Insurance

401(k) Matching

Group Term Life Insurance

Short Term Disability Insurance

Long Term Disability Insurance

Tuition Reimbursement

Job summary

Liberty FCU, a full-service credit union, is seeking a Mortgage Loan Closer to join the Mortgage Team in Evansville, Indiana. The role requires close attention to detail, accuracy, and compliance, with duties spanning loan closings, disclosures, and ensuring proper documentation.

The position emphasizes member service, knowledge of mortgage products, and ability to work Saturdays on a rotating basis. Notary services may be performed as part of duties, with a focus on accurate processing and

Qualifications

• Excellent member service skills with attention to detail, accuracy, and compliance.
• Available to work Saturdays on a rotating basis.
• Notary services experience or certification preferred.
• Knowledge of mortgage products and closing processes.

Responsibilities

• Close mortgage loans: coordinate closing times, review documents, obtain signatures.
• Clear closing conditions: order payoffs, prepare affidavits, obtain lien releases, verbal verifications of employment.
• Prepare Closing Disclosure settlement figures and verify homeowners insurance.
• Review loan documents for accuracy and cross-sell credit union products.
• Maintain knowledge of mortgage products including 1st/2nd mortgages, HELOCs, bridge loans, govt and construction loans.

Skills

Attention to detail

Member service

Compliance

Notary services

Mortgage knowledge

Tools

Loan origination system

Word

Excel

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Mortgage Loan Closer

Full Time Clerical MAIN OFFICE, Evansville, IN, US

7 days ago Requisition ID: 4051

Liberty FCU, a full-service credit union, is currently seeking a Mortgage Loan Closer to join the Mortgage Team located at 4401 Theater Drive, Evansville, IN 47715. The candidate must possess excellent member service skills with attention to detail, accuracy, and compliance while performing in the position. Candidates must be available to work Saturdays on a rotating basis.

Duties and responsibilities include but are not limited to:

• Close mortgage loans:
  • Establish date and time with member.
  • Coordinate closing times with title companies and originators for purchase loans.
  • Review all documents with members and obtain signatures where required.
  • Close mortgage loans in office for specific mortgage loan programs.
• Clear closing conditions:
  • Order payoffs for existing liens being paid off for the closing.
  • Prepare name, property, hold harmless, judgment, and occupancy affidavits.
  • Obtain releases on previous liens.
  • Complete verbal verifications of employment.
• Prepare Closing Disclosure settlement figures.
• Obtain homeowners insurance verification.
• Review closing figures with members prior to closing.
• Review all loan documents prior to closing for accuracy.
• Cross sell credit union products and services.
• Maintain a working knowledge of all credit union mortgage products including purchase money 1st mortgages, 1st mortgage refinances, 2nd mortgages, HELOCs, bridge loans, government and construction loans.
• Understand and apply federal regulations associated with mortgage loans.
• Perform notary services.
• Develop a working knowledge of the credit union's data processing system, loan origination system, Word, and EXCEL software.
• Develop an understanding of credit union history, philosophy, organization, bylaws, and operational procedures.
• Any other duties assigned by supervisors or management.

Liberty FCU, a full-service credit union, is currently seeking a Mortgage Loan Closer to join the Mortgage Team located at 4401 Theater Drive, Evansville, IN 47715. The candidate must possess excellent member service skills with attention to detail, accuracy, and compliance while performing in the position. Candidates must be available to work Saturdays on a rotating basis.

Duties and responsibilities include but are not limited to:

• Close mortgage loans:
  • Establish date and time with member.
  • Coordinate closing times with title companies and originators for purchase loans.
  • Review all documents with members and obtain signatures where required.
  • Close mortgage loans in office for specific mortgage loan programs.
• Clear closing conditions:
  • Order payoffs for existing liens being paid off for the closing.
  • Prepare name, property, hold harmless, judgment, and occupancy affidavits.
  • Obtain releases on previous liens.
  • Complete verbal verifications of employment.
• Prepare Closing Disclosure settlement figures.
• Obtain homeowners insurance verification.
• Review closing figures with members prior to closing.
• Review all loan documents prior to closing for accuracy.
• Cross sell credit union products and services.
• Maintain a working knowledge of all credit union mortgage products including purchase money 1st mortgages, 1st mortgage refinances, 2nd mortgages, HELOCs, bridge loans, government and construction loans.
• Understand and apply federal regulations associated with mortgage loans.
• Perform notary services.
• Develop a working knowledge of the credit union's data processing system, loan origination system, Word, and EXCEL software.
• Develop an understanding of credit union history, philosophy, organization, bylaws, and operational procedures.
• Any other duties assigned by supervisors or management.

Benefits and Compensation

• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance
• 401(k) retirement program with matching funds
• Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
• Tuition Reimbursement Program

Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.