Mortgage Loan Originator

Everwisecu; Crawfordsville (IN); Hybrid; USD 45,000 - 70,000; Full time

Job summary

A regional credit union in Crawfordsville, Indiana, seeks a Mortgage Loan Originator to assist members in choosing mortgage products that align with their financial goals. The role involves gathering financial information, submitting loan applications, and building relationships with realtors and community partners. Candidates should have at least one year of mortgage-related and sales experience. Knowledge of mortgage systems, particularly Encompass, and a valid NMLS License are required. This position promotes an inclusive work environment and aims to help members manage their financial futures.

Qualifications

• 1+ year experience in a mortgage-related field.
• 1+ year sales experience.
• Must be registered with an active NMLS License ID or meet registration requirements.
• Experience using a mortgage loan management system is required, Encompass is preferred.
• Must be registered with an active NMLS License ID or meet requirements to obtain one.
• Willingness to travel for client meetings and real estate events.

Responsibilities

• Assist members to understand their goals regarding mortgage loans.
• Develop and manage sales plans to generate new business opportunities.
• Educate and advise members on the mortgage process.
• Develop and manage long-term relationships with local realtors and builders.
• Educate and advise members on mortgage processes and programs.
• Maintain ongoing communication with members through the application process and status updates.
• Ensure compliance with RESPA, HMDA, TRID and Fair Lending rules.
• Maintain knowledge of Everwise products to promote and cross-sell.

Skills

Excellent interpersonal and communication skills

Sales skills

Attention to detail

Time management skills

Mortgage knowledge

Attention to detail

Time management

Education

High School Diploma or GED

Tools

Encompass

Microsoft Office

Job description

Mortgage Loan Originator page is loaded## Mortgage Loan Originatorremote type: Hybridlocations: Crawfordsville, Indiana 47933 - Crawfordsvilletime type: Full timeposted on: Posted Yesterdayjob requisition id: R-100445**Job Description:****Position Summary:** The Mortgage Loan Officer will assist members to understand their goals and recommend mortgage loan products that best meet their needs and financial goals. The incumbent will gather and evaluate all necessary preliminary financial information, submit complete loan applications, communicate with the member throughout the process, and build and manage relationships with potential business affiliates to gain leads and opportunities in target markets to further credit union growth.**Primary Responsibilities and Duties:** 1. Present a professional image and demeanor when representing the Credit Union. 2. Responsible for meeting minimum production and individual goals, as defined by the sales manager. 3. Develop and manage a sales plan to generate new business opportunities. 4. Develop and manage long-term relationships with local realtors, builders and other community partners. 5. Develop relationships with branch managers, internal business partners, and other team members to cultivate business with existing and potential referral sources. 6. Responsible for participating in Realtor and Builder associations to develop relationships within the community. 7. Educate and advise members on the mortgage process and specific programs. 8. Responsible for ongoing communication with member including guidance through the application process and status updates of the mortgage loan. 9. Ability to complete a thorough, accurate loan application on the loan origination software, pull member’s credit information, reconcile all liabilities with member, send accurate information to automated underwriting system (DU), and obtain all required documentation. 10. Responsible for complying with all state and federal regulations including, but not limited to, RESPA, HMDA, TRID and Fair Lending Practices and credit union policies and procedures. 11. Maintain in depth knowledge of all Everwise products and services to promote and cross sell. Important Disclaimer Notice The contents listed in this job description are representative only and not exhaustive of the tasks that an employee may be required to perform. Everwise Credit Union reserves the right to revise this job description at any time. 12. Assumes additional responsibilities as necessary for the continued growth and advancement of the Credit Union.**Knowledge/Skills:** • Excellent interpersonal and communication skills • Sales skills with ability to build internal and external relationships. • Proficient use of Microsoft Office and mortgage systems applications, including but not limited to: Encompass and additional vendor website applications. • Familiarity with secondary market underwriting guidelines and knowledge of automated underwriting system (DU) • High attention to detail, accuracy and organizational skills • Strong prioritization and time management skills • Comprehensive knowledge of financial institution products and services**Minimum Requirements:** • High School Diploma or GED. • 1+ year experience in a mortgage-related field. • 1+ year sales experience. • Experience using a mortgage loan management system is required, Encompass experience highly preferred. • Must be registered with an active NMLS License ID or meet registration requirements with the Nationwide Mortgage Licensing System to obtain NMLS License ID. • Requires some travel for client meetings, networking, and real estate events.Everwise is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.Everwise Credit Union puts people’s needs first, so no matter your story or your money savvy, we meet you where you are and equip you with the confidence and tools you need to get ahead—wherever you’re going. Originally founded as Teachers Credit Union, helping people understand and manage their financial future has always been central to what we do, even as we’ve expanded our community beyond teachers. Today, we serve more than 300,000 members across nearly 60 locations in the heart of the Midwest. Through personalized resources, services, tools and unparalleled access to innovative technology, we help everyone—teenagers to retirees, business leaders to the under-served—feel more in control of their money and their future. With every interaction, we seek to fulfill our purpose of helping people grow into their dreams.