Contact Center Lending Representative

Everwise Credit Union; United States; On-site; USD 42,000 - 52,000; Full time

Job summary

Everwise Credit Union is seeking a Contact Center Lending Representative to deliver high levels of member service via inbound calls while guiding loan applications. The role involves evaluating financial needs, recommending suitable products, and communicating through phone, email, and chat to ensure excellent service standards.

You will process loan applications end-to-end, make sound lending decisions within underwriting rules, and work toward achieving lending and service goals in a

Qualifications

• High School diploma or GED required.
• 3+ years’ banking, lending and/or financial experience.
• Available to work on Saturdays.

Responsibilities

• Process loan applications from start to finish.
• Provide high level member service via inbound calls.
• Assess members’ financial needs and recommend products.
• Make lending decisions within underwriting requirements.
• Communicate with members by phone, email, chat, and written messages.
• Meet or exceed lending and member service sales goals.

Skills

Verbal communication

Written communication

Microsoft Word

Microsoft Excel

Microsoft Teams

Teamwork

Problem solving

Time management

Reading comprehension

Decision making

Education

High School diploma or GED

Tools

Microsoft Word

Microsoft Excel

Microsoft Teams

Job description

Job Description:

Position Summary: The Contact Center Lending Representative provides a high level of member service through inbound calls while working with members loan applications. The incumbent will also assess the members’ financial needs to recommend appropriate products and services.

Primary Responsibilities and Duties:

Ability to perform the job duties and provide support in all areas of the Contact Center as needed.

Processes loan applications from start to finish utilizing Everwise lending matrix via all lending channels.

Must be able to make sound lending decisions based upon Everwise underwriting requirements.

Provide quality service while working with members over the phone/video to provide guidance and education and recommend appropriate products and services.

Correspond with members through phone, email, online chat, and written communication while maintaining excellent service standards.

Must demonstrate excellent product knowledge, full understanding of needs-based selling, practice, and use of discovery selling techniques.

Meet or exceed established sales goals for lending and member service.

Responsible for daily decisions made within parameters set by leader.

Accountable for understanding and applying government laws and regulations and Everwise policies and procedures relating to the Anti-Money Laundering Regulations including but not limited to the Bank Secrecy Act (BSA), US PATRIOT ACT and OFAC.

Assumes additional responsibilities as necessary for the continued growth and advancement of Everwise.

Knowledge/Skills:

Excellent verbal and written communication skills within a high-volume member contact center.

Ability to read and comprehend detailed instructions.

Computer skills (Microsoft tools - Word, Excel, Teams); ability to navigate through various software and systems.

Ability to work in a team environment.

Strong problem-solving skills Strong organizational and time management skills Effectively present information and interact using various communication tools.

Ability to perform efficiently while working under deadlines and time constraints.

Strong analytical, mathematical, and decision-making skills.

Minimum Requirements:

High School diploma or GED 3+ years’ banking, lending and/or financial experience.

Available to work on Saturdays.

Everwise is an equal opportunity employer.

We are committed to creating an inclusive environment for all employees.

Welcome to Everwise Credit Union Careers!

Everwise Credit Union puts people’s needs first, so no matter your story or your money savvy, we meet you where you are and equip you with the confidence and tools you need to get ahead-wherever you’re going.

Originally founded as Teachers Credit Union, helping people understand and manage their financial future has always been central to what we do, even as we’ve expanded our community beyond teachers.

Today, we serve more than 300,000 members across nearly 60 locations in the heart of the Midwest.

Through personalized resources, services, tools and unparalleled access to innovative technology, we help everyone-teenagers to retirees, business leaders to the under-served-feel more in control of their money and their future.

With every interaction, we seek to fulfill our purpose of helping people grow into their dreams.

Everwise is an equal opportunity employer.

We are committed to creating an inclusive environment for all employees.