Mortgage Loan Opener

Univest Financial Corporation; Souderton (Montgomery County); Hybrid; USD 25,000 - 30,000; Full time

Benefits offered by this job

Health Insurance

401(k) with employer match

Paid Time Off

Short Term Disability

Holiday Time Off

Life Insurance

Tuition reimbursement

Wellness programs

Discounts on loan products

Professional development trainings

Job summary

Univest Financial Corporation in Souderton, PA, is seeking a Mortgage Loan Opener to move home loans forward by coordinating third-party services, ensuring accuracy, and supporting our lending teams. You will track orders for appraisals, title work, verifications, and disclosures, and collaborate with title companies, processors, and home loan consultants to keep openings compliant and on schedule.

This role rewards attention to detail and offers a hybrid work model with a comprehensive benefits

Qualifications

• High school diploma or equivalent is required.
• Knowledge of Title Insurance is a plus.
• Ability to work in a fast-paced environment while managing multiple tasks and deadlines.
• Well organized, detail-oriented, and conscientious; metric and deadline focused.

Responsibilities

• Order third-party services on each loan file (appraisals, title obligations, verifications, tax transcripts).
• Follow up with title companies to ensure receipt of title requests.
• Monitor title request status to ensure timely fulfillment for Univest.
• Communicate with title companies when updates are needed.
• Review title for accuracy and required information.
• Prepare initial disclosure packages in accordance with TRID regulations verifying fee disclosures.

Skills

Multitasking

Detail oriented

Problem solving

Communication

Education

High school diploma or equivalent

Tools

MS Office Suite

Encompass

Job description

Overview

Join our team as a Mortgage Loan Opener, where you'll help move home loans forward by coordinating key third-party services, ensuring accuracy, and supporting our lending teams. This role is ideal for a detail-oriented professional who thrives in a fast-paced environment and is committed to delivering excellent service.

Responsibilities

Order the required third-party services on each loan file such as appraisals, titleobligations, social security verifications, and IRS tax transcripts.

Follow up with title companies to ensure receipt of title requests.

Monitor title request status to ensure requests are obtained by Univest in a timely manner.

When required, communicate with title companies when updates/changes are needed.

Regularly communicate title request status with internal team (opening, processing, closing).

Review title for accuracy and required information.

Ensure timely and free processing of mortgage loan openings (in compliance with all applicable laws, regulations, and corporate policies and procedures) upon receiving application including:

Upload signed initial disclosure documents received back from loan applicants.

Check loan applicants and all interested parties to each loan file against exclusionary lists (LDP/GSA).

Obtain third-party verifications of borrowers’ employers.

Order CAIVRS and FHA case numbers for all FHA loans.

Process appraisal fees received via auto debit, check, or credit card daily.

Pull and manage multiple weekly service reports for services not ordered and services ordered but not received. Follow up with vendors on orders not received.

Facilitate communications between service providers, home loan consultants, and mortgage processors.

Accountablefor compliance with laws and regulations that apply to this position including Univest Code of Conduct.

Ensure E-SIGN consent is obtained.

Prepare initial disclosure package in accordance with TRID regulations verifying the accuracy of the fees disclosed.

Obtain the Certificate of Eligibility for borrowers on VA loans.

Issue initial disclosure package to borrowers via Encompass.

Verify the subject property address on all loans via USPS.Com.

Facilitate communications between service providers, home loan consultants, and mortgage processors.

Accountable for compliance with laws and regulations that apply to this position including the Univest Code of Conduct.

Perform other duties as assigned.

Qualifications

High school diploma or equivalent

Knowledge of Title Insurance a plus.

Ability to work in a fast-paced environment while managing multiple tasks and deadlines.

Well organized, detail-oriented, and conscientious; metric and deadline focused.

Must demonstrate good judgment, the ability to work and resolve problems, and the ability to workfreely.

Knowledge of MS Office Suite; knowledge of Encompass a plus.

Motivated professional who strives to exceed customer (internal and external) expectations.

Wage Range

The salary for this position ranges from $18.00 to $22.00

Benefits Overview

Univest offers a comprehensive benefits package that includes:

• Health Insurance: Medical, dental and vision coverage (single or family; begins the first of the month following start date)
• Retirement Plan: Participation in 401(k) plan with up to a 3% employer match after 6 months of employment
• Paid Time Off (PTO): 15 days annually (prorated your first year)
• Short Term Disability: 10 days annually of sick time with a doctors note (prorated your first year)
• Holiday Time Off: 11 paid holidays
• We offer company paid life insurance: as well as other supplemental insurances
• Tuition reimbursement
• Employee Wellness programs: including fitness club discounts and fitness tracker discounts/ annual reimbursement
• Discounts: on loan products
• Professional development trainings

#Univest

#LI-Hybrid

#INDUNI

An Equal Opportunity Employer. Univest does not discriminate against any applicant for employment because of race, color, religion, religious creed, ancestry, national origin, age, sex, disability or protected veteran status.