Mortgage Loan Officer - Secondary Market

Wasatch Peaks; Ogden (UT); On-site; USD 46,000 - 70,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

HSA option

Life Insurance

AD&D

Long-term disability

PTO

Paid Medical Leave

401(k) with 5% match

13 paid holidays

Onsite gym

Break room

Costco/Sam's Club membership

Job summary

Wasatch Peaks Credit Union in Weber County, Utah, is seeking a Mortgage Loan Officer to help members with their home financing needs. You will analyze loan requests, review documents, and apply policy to make credit decisions. This is a full-time role within our Mortgage team.

You will market our mortgage program to real estate professionals and clients, cross-sell Credit Union services, and participate in continuing education and community involvement with Wasatch Peaks.

Qualifications

• 1-3 years of similar or related experience
• Preferred: Mortgage Loan Originator License

Responsibilities

• Review and evaluate mortgage loan documents to determine if buyer, property, and loan conditions meet bank and regulatory standards.
• Approve or reject loan application, or request additional information.
• Establish terms and conditions of an approved loan and review with members.
• Market the Credit Union's mortgage lending program to companies and individuals within the real estate community, networking and building clientele, working with the Marketing Department to create social media posts and promos.
• Cross-Sell Credit Union Services that will benefit the member.
• Assemble documents in loan file, including acceptance or denial.
• Participate in Continuing Education classes and online webinars.
• Participate in community involvement with Wasatch Peaks.

Job description

Description

Do you enjoy going to work every day knowing that what you do makes a real difference in the lives of others? Do you get satisfaction from enhancing member experience through helping them finance their home ownership dreams? If so, Wasatch Peaks may be the perfect place for you!

Wasatch Peaks Credit Union currently operates 6 branches in Weber County, Utah. Our foundation is a unique one, with 3 Credit Unions merging into one. The last merger occurred about 12 years ago, bringing together Weber, Alliance, and SummitOne Credit Unions. We serve our members guided by our simple yet powerful mission statement: Exceeding expectations one member at a time.

The Role

In this role, you will be a critical part of the Mortgage team. You will assist members with their mortgage lending needs, analyze loan requests, and make credit decisions based on mortgage lending policy.

Why You'll Love Wasatch Peaks

• Competitive Compensation: $19.50/hour base pay plus unlimited commission opportunities after meeting minimum monthly goals. Mortgage Loan Officers can conservatively earn $46,000+ annually.
• Medical, Dental, and Vision Insurance, including an HSA option
• Company-paid life, AD&D, and long-term disability insurance
• Paid Time Off (PTO) accrued each pay period
• Paid Medical Leave
• 401(k) with 5% company match
• 13 paid holidays per year, including your birthday!
• Free onsite gym for employees and household members
• Fully stocked break room
• Company-paid Costco/Sam's Club Membership

Requirements

• 1-3 years of similar or related experience
• Preferred: Mortgage Loan Originator License

Responsibilities

• Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet bank and regulatory standards.
• Approve or reject loan application, or request additional information.
• Establish terms and conditions of an approved loan and review with members.
• Market the Credit Union's mortgage lending program to companies and individuals within the real estate community, networking and building clientele, working with the Marketing Department to create social media posts and promos.
• Cross-Sell Credit Union Services that will benefit the member.
• Assemble documents in loan file, including acceptance or denial.
• Participate in Continuing Education classes and online webinars.
• Participate in community involvement with Wasatch Peaks.

Schedule

This Full-Time position offers 40 hours per week, with hours normally between 8:00am-5:00pm, Monday-Friday; events can extend as early as 7:00am and as late as 7:00pm.