Mortgage Loan Officer - Retail Community - Birmingham, AL

Huntington Bancshares, Inc.; Birmingham (AL); On-site; USD 45,000 - 70,000; Full time

Job summary

Huntington Bancshares, Inc. in Birmingham, AL seeks a Mortgage Loan Officer - Retail Community to deliver outstanding service and grow mortgage business through referrals.

You will advise clients on loan options, guide applications through closing, and collaborate with loan origination teams to verify underwriting requirements while maintaining relationships.

Qualifications

• High school diploma or GED is required.
• 1+ year mortgage loan origination experience, preferably at a bank.
• NMLS license is required.
• Bachelor's degree preferred.
• Knowledge of mortgage loan products and procedures is desirable.

Responsibilities

• Develops new and expands internal and external referral sources to grow mortgage business.
• Advises clients on mortgage loan options using consultative selling techniques.
• Provides excellent customer service from approval through closing with underwriting coordination.
• Maintains client relationships and assists with loan applications.

Skills

Cross-sell

Communication

Organization

Multi-tasking

PC Internet

Education

High school diploma or GED

Bachelor's degree preferred

Job description

Job Summary

The Mortgage Loan Officer - Retail Community position provides 'Simply the Best' customer service to each customer at all times. Responsibilities include using internal and external referral sources to develop mortgage loan business; builds and maintains business relationships within the community.

Duties & Responsibilities

• Develops new and expands internal and external referral sources to grow mortgage business
• Using consultative selling techniques, advises clients on mortgage loan options and other financial products.
• Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting.
• Responsible for maintaining client relationships.
• Advises customers on the completion of loan applications.
• Performs other duties as assigned.

Basic Qualifications

• High school diploma or GED
• One or more years of mortgage loan origination experience, preferably at a bank
• NMLS license

Preferred Qualifications

• Pipeline and book of business
• Bachelor's degree preferred
• Knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs)
• Knowledge of mortgage procedures, documentation, and underwriting guidelines
• Demonstrated ability to identify opportunities to cross-sell financial products and services
• Effective written and verbal communication skills
• Strong organizational skills
• Ability to multi-task
• PC - Internet skill

Workplace Type and Remote Arrangements

No Workplace Type: Office

Our Approach to Office Workplace Type. Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Eligibility and Employment Conditions

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses.

Equal Opportunity & Diversity

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Reasonable Accommodations

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Any interviews conducted virtually must be joined from a distraction-free environment, with the candidate on camera and without the use of virtual backgrounds.

Recruiter Information

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

About Huntington

Welcome to Huntington! At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better. And amazing things happen when we look out for each other. We prove it every day. Whether it’s helping a colleague or collaborating on a new tool that will revolutionize the way you save money, our actions can have a huge impact. Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values—simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter. If that sounds like you, we hope you’ll apply to join our team. If you’d like to learn more about how Huntington looks out for people, visit https://www.huntington.com/lookingout