Mortgage Loan Officer

0101 The Huntington National Bank; Saginaw (MI); On-site; USD 55,000 - 75,000; Full time

Job summary

Huntington National Bank in the United States is seeking a Mortgage Loan Officer - Retail to deliver Simply the Best customer service and grow mortgage business through internal and external referrals.

You will advise clients on loan options, guide applications through underwriting and closing, and maintain strong relationships with referral sources and customers while ensuring excellent service from approval to funded closings.

Qualifications

• High school diploma or GED.
• 1+ years mortgage loan origination experience, preferably at a bank.
• NMLS license required.
• Bachelor's degree preferred.
• Knowledge of mortgage loan products (conventional, FHA/VA, construction lending).
• Knowledge of mortgage procedures, documentation, and underwriting guidelines.
• Ability to cross-sell financial products and services.

Responsibilities

• Develops new and expands internal and external referral sources to grow mortgage business.
• Advises clients on mortgage loan options and other financial products.
• Provides excellent customer service from approval through closing, coordinating with origination sources for underwriting.
• Maintains client relationships.
• Advises customers on completion of loan applications.
• Performs other duties as assigned.

Skills

Mortgage loan origination

Cross-selling

Effective communication

Organizational skills

Multitasking

Education

High school diploma or GED

NMLS license

Bachelor's degree preferred

Job description

Description Summary

The Mortgage Loan Officer - Retail position provides Simply the Best customer service to each customer at all times.

Responsibilities include using internal and external referral sources to develop mortgage loan business; builds and maintains business relationships within the community.

Duties & Responsibilities

Develops new and expands internal and external referral sources to grow mortgage business

Using consultative selling techniques, advises clients on mortgage loan options and other financial products.

Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting.

Responsible for maintaining client relationships.

Advises customers on the completion of loan applications.

Performs other duties as assigned.

Basic Qualifications

• High school diploma or GED
• One or more years of mortgage loan origination experience, preferably at a bank
• NMLS license

Preferred Qualifications

• Pipeline and book of business
• Bachelor's degree preferred
• Knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs)
• Knowledge of mortgage procedures, documentation, and underwriting guidelines
• Demonstrated ability to identify opportunities to cross-sell financial products and services
• Effective written and verbal communication skills
• Strong organizational skills Ability to multi-task PC - Internet skill

Exempt Status

(Yes = not eligible for overtime pay) (No = eligible for overtime pay) No

Workplace Type

Office

Our Approach to Office

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Welcome to Huntington!

At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better. And amazing things happen when we look out for each other. We prove it every day. Whether it's helping a colleague or collaborating on a new tool that will revolutionize the way they save money, our actions can have a huge impact. Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values-simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter. If that sounds like you, we hope you'll apply to join our team. If you'd like to learn more about how Huntington looks out for people, visit https://www.huntington.com/lookingout

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Reasonable Accommodations

Various methods will be used throughout the recruitment process to verify candidate authenticity. Any interviews conducted virtually must be joined from a distraction-free environment, with the candidate on camera and without the use of virtual backgrounds.

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