Mortgage Loan Officer/Processor

ASCENSION CREDIT UNION; Gonzales (LA); On-site; USD 50,000 - 70,000; Full time

Job summary

Ascension Credit Union in Louisiana is seeking an experienced Mortgage Loan Officer / Processor to join our Lending Team. This unique role combines lending and processing, guiding members through the entire mortgage experience from application to closing.

You will originate and manage residential loans, verify financials, order appraisals and title work, and coordinate with real estate professionals, attorneys, and other parties to move loans toward closing.

Qualifications

• Experience in mortgage lending and processing within financial services.
• Ability to explain mortgage options clearly to members.
• Strong attention to detail and ability to manage multiple loans and deadlines.

Responsibilities

• Meet with members to understand homeownership goals and recommend mortgage solutions.
• Originate and manage residential mortgage loans from application through closing.
• Review credit, income, assets, liabilities, collateral, and other financial info.
• Collect, verify, and process required mortgage documentation.
• Order and review appraisals, title work, flood certifications, insurance, and other services.
• Provide required disclosures and maintain compliant loan files.
• Coordinate with attorneys, title companies, appraisers, and others to move loans toward closing.
• Communicate with members and resolve issues or requirements.
• Build relationships with real estate professionals and referral sources.
• Grow Ascension Credit Union's mortgage lending presence in communities served.

Skills

Mortgage lending experience

Loan origination

Mortgage processing

Customer service

Job description

Ascension Credit Union is looking for an experienced Mortgage Loan Officer / Processor to join our Lending Team.

This unique position combines mortgage lending and processing, allowing you to work directly with members and guide them through the entire mortgage experience, from the first conversation and application all the way to the closing table.

What You'll Do:

• Meet with members to understand their homeownership goals and recommend appropriate mortgage solutions.
• Originate and manage residential mortgage loans from application through closing.
• Review credit, income, assets, liabilities, collateral, and other financial information.
• Collect, verify, and process required mortgage documentation.
• Order and review appraisals, title work, flood certifications, insurance, and other required services.
• Provide required disclosures and maintain accurate and compliant loan files.
• Coordinate with members, attorneys, title companies, appraisers, and other parties to keep loans moving toward closing.
• Communicate with members throughout the process and proactively resolve issues or outstanding requirements.
• Build relationships with real estate professionals, builders, community partners, and other referral sources.
• Help grow Ascension Credit Union's mortgage lending presence throughout the communities we serve.

What We're Looking For

• Mortgage lending, mortgage processing, loan origination, banking, credit union, or related financial services experience.
• Strong knowledge of residential mortgage lending and the home buying process.
• Excellent communication, organization, and customer service skills.
• Strong attention to detail and ability to manage multiple loans and deadlines.
• Ability to analyze financial information and explain mortgage options in an understandable way.
• A relationship focused professional who enjoys helping people and developing new business.
• Applicable NMLS registration and licensing requirements must be satisfied.

Why Ascension Credit Union?

We're a local, member-owned credit union that believes mortgage lending should be personal.

Here, you won't simply originate a loan and hand the member off to someone else. You'll have the opportunity to build the relationship and guide the member from application to closing.

If you enjoy helping people achieve homeownership, building relationships, and being part of a community focused financial institution, we'd like to talk with you.