Mortgage Loan Officer- New Jersey

WSFS Bank; Burlington (NJ); On-site; USD 32,000 - 39,000; Full time

Benefits offered by this job

Healthcare benefits

401(k) plan

Life, disability insurance

FSAs/HSAs

Wellness programs

Paid parental leave

Vacation and holidays

Job summary

WSFS Bank is seeking a Mortgage Loan Officer to originate residential mortgage loans in New Jersey, including Conventional, FHA, USDA, VA, and first-time homebuyer programs. You will solicit loans through referrals and present mortgage options to individuals and professional groups.

The role requires building relationships, interviewing applicants, and guiding clients from application to closing while staying current on market trends and regulatory changes.

Qualifications

• High school diploma or equivalent required.
• Bachelor's degree preferred.
• Minimum three years of experience marketing and originating residential mortgage loans.

Responsibilities

• Provide service to customers seeking residential mortgage loans.
• Interview applicants to gather financial and property information and analyze data.
• Explain loan process from application to closing to customers.
• Stay informed about local real estate market trends and mortgage regulations.

Skills

Sales skills

Time management

Self-motivation

Communication skills

Customer service

Presentation skills

Education

High school diploma or equivalent

Bachelor's degree preferred

Tools

MS Word

Outlook

Excel

Mortgage origination software

Job description

Job DescriptionAt WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive.

Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, advancement opportunities, and more.

We are the region’s locally headquartered bank and wealth management company.

We are honored to consistently be named a Top Workplace by our Associates, who make a difference every day for the people, businesses, and Communities we serve.

We Stand For Service® is more than part of our name, it's our mission and our purpose.

The Mortgage Loan Officer will originate mortgage loans (purchase and refinances including Conventional loans, FHA, USDA, VA, First Time Home Buyers) in the New Jersey area.

This position will be responsible for soliciting residential mortgages through their existing referral network and seeking opportunities to present the mortgage programs to individuals as well as professional organizations.

Job Responsibilities:

• Provide service to customers and prospective customers seeking residential mortgage loans.
• Interview applicants to acquire information concerning their current financial situation, their needs, desires and property information, as well as obtain and analyze pertinent data.
• Ensure the customer understands the loan process from application through closing.
• Keep informed of trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured residential mortgages.

Minimum Qualifications:

• Must have a high school diploma or equivalent.
• Bachelor's degree is preferred.
• Must have a minimum three years of experience marketing and originating residential mortgage loans and loan products.
• Must have effective proven effective sales skills.
• Must have excellent time management skills.
• Must be self-motivated and ability to work with minimal to no supervision.
• Must be willing and able to travel to assigned branch locations, customers' homes and businesses, and perform presentations when requested.
• Must have excellent written and oral communication skills.
• Must have superior customer service skills.
• Must have proficiency using Microsoft applications such as Word, Outlook, and Excel.
• Proficiency with industry standard Mortgage origination software programs is strongly preferred.

Salary Range:$35,563 - $35,563

In addition to a base salary, this role is eligible to earn commissions based upon individual production.

Individual base pay may vary on additional factors such as the candidate's experience, job-related skills, relevant education, geographic location, and other specific business and organizational needs.

In addition to base salary, WSFS Financial Corporation (WSFS) and its subsidiaries may offer eligible Associates discretionary and formula-based incentive and retention awards.

WSFS provides a competitive benefits package, which includes

• medical, dental, and vision coverage
• a 401(k) plan
• life, accident, and disability insurance
• flexible spending accounts (FSAs) and health savings accounts (HSAs)
• wellness programs

Additional benefits may include

• paid parental leave
• military leave
• vacation and other paid time off
• sick leave in accordance with applicable state laws
• paid holidays

Benefit offerings are subject to eligibility requirements, legal limitations, and may vary based on an Associate's location and employment status.

For more information about Associate benefits, please visit https://www.wsfsbank.com/about/careers/WSFS Bank is inclusive and supportive of individual needs.

If you have a physical or other impairment that might require an accommodation, including technical assistance with the WSFS Bank Careers website or submission process, please contact us via email at [e-mail].

WSFS is an equal opportunity employer. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.