Mortgage Loan Officer- Delaware

WSFS Bank; Millsboro (DE); On-site; USD 32,006 - 39,119; Full time

Benefits offered by this job

Medical, dental, and vision coverage

401(k) plan

Life, accident, and disability insurance

Flexible spending accounts

Wellness programs

Paid parental leave

Paid holidays

Job summary

WSFS Bank is looking for a Mortgage Loan Officer to originate mortgage loans in the Delaware area. This role involves serving customers and securing residential mortgages through a referral network. Responsibilities include analyzing financial information, guiding customers through the loan process, and staying updated on real estate trends.

Minimum qualifications include a high school diploma and three years of mortgage experience. Benefits include medical coverage, a 401(k) plan, and paid time off.

Qualifications

• Minimum three years of experience marketing and originating residential mortgage loans.
• Proficiency in using Microsoft applications such as Word, Outlook, and Excel.

Responsibilities

• Provide service to customers seeking residential mortgage loans.
• Interview applicants to acquire their financial information.
• Ensure the customer understands the loan process from application through closing.
• Keep informed of trends in the local real estate market.

Skills

Effective proven sales skills

Excellent time management skills

Self-motivated

Excellent written and oral communication skills

Superior customer service skills

Proficiency in Microsoft applications

Education

High school diploma or equivalent

Bachelor’s degree (preferred)

Tools

Mortgage origination software

Job description

The Mortgage Loan Officer will originate mortgage loans (purchase & refinances including Conventional loans, FHA, USDA, VA, First Time Home Buyers) in the Delaware area. This position will be responsible for soliciting residential mortgages through their existing referral network and seeking opportunities to present the mortgage programs to individuals as well as professional organizations.

Job Responsibilities

• Provide service to customers and prospective customers seeking residential mortgage loans.
• Interview applicants to acquire information concerning their current financial situation, their needs, desires and property information, as well as obtain and analyze pertinent data.
• Ensure the customer understands the loan process from application through closing.
• Keep informed of trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government‑insured residential mortgages.

Minimum Qualifications

• Must have a high school diploma or equivalent.
• Bachelor’s degree is preferred.
• Must have a minimum three years of experience marketing and originating residential mortgage loans and loan products.
• Must have effective proven sales skills.
• Must have excellent time management skills.
• Must be self‑motivated and able to work with minimal to no supervision.
• Must be willing and able to travel to assigned branch locations, customers’ homes and businesses, and perform presentations when requested.
• Must have excellent written and oral communication skills.
• Must have superior customer service skills.
• Must have proficiency using Microsoft applications such as Word, Outlook, and Excel.
• Proficiency with industry standard mortgage origination software programs is strongly preferred.

Salary and Compensation

Base salary: $35,563 per year. In addition to a base salary, this role is eligible to earn commissions based upon individual production. Individual base pay may vary on additional factors such as the candidate’s experience, job‑related skills, relevant education, geographic location, and other specific business and organizational needs.

Benefits

WSFS provides a competitive benefits package, which includes medical, dental, and vision coverage; a 401(k) plan; life, accident, and disability insurance; flexible spending accounts and health savings accounts; and wellness programs. Additional benefits may include paid parental leave, military leave, vacation and other paid time off, sick leave in accordance with applicable state laws, and paid holidays. Benefit offerings are subject to eligibility requirements, legal limitations, and may vary based on an Associate’s location and employment status.

Accommodations

WSFS Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the WSFS Bank Careers website or submission process, please contact us via email at [e-mail].

EEO Statement

WSFS is an equal opportunity employer. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.