Mortgage Loan Officer-Nevada

Nevada State Bank; Las Vegas (NV); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health insurance

401(k) matching

Paid holidays

Life insurance

Disability insurance

Paid parental leave

Tuition reimbursement

PTO

Job summary

Nevada State Bank, a division of Zions Bancorporation, N.A., is accepting applications for a Mortgage Lender to join our northern Nevada team. If you enjoy speaking with potential home buyers and guiding them through the loan process, this is the role for you.

We offer day-one medical benefits, a 401(k) plan with matching, paid holidays, tuition reimbursement, and a collaborative environment that values service and integrity. This position is open until filled.

Qualifications

• 4+ years of mortgage lending origination experience, including residential construction or related experience.
• Bilingual Spanish and English preferred.
• Knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
• Ability to solicit loans and work independently.
• Strong interpersonal and written/verbal communication skills.
• Experience with mortgage software.

Responsibilities

• Solicit mortgage business through contacts, relationships and referrals from agents, builders, developers and branches.
• Ensure compliance with regulatory guidelines in loan origination.
• Interview applicants to develop information concerning needs and finances.
• Obtain and review pertinent financial and credit data.
• Explain loan types, rates, and disclosures; lock rates as needed.
• Arrange appraisals, title search, and document submission.
• Communicate with customers throughout process and coordinate with processors to closing.
• Originates residential home loans.

Skills

Mortgage lending

Customer service

Bilingual (Spanish/English)

Independent work

Education

Bachelor's degree preferred

Tools

Mortgage software

Job description

Nevada State Bank, a division of Zions Bancorporation, N.A., was founded on Dec. 9, 1959 by 12 businessmen full of Nevada’s pioneering spirit. As a full-service bank, we offer a complete range of consumer , private , and business banking services. Our colleagues regularly volunteer in their communities and have been dedicated to helping make Nevada a better place to live for more than 60 years. By embracing the bank’s Core Values of extraordinary service, adaptability, teamwork, communication, development, accountability, community, and respect—we have built a culture of service and engagement.

NSB has a commitment to career development through tuition reimbursement and continuous learning opportunities, in addition to other competitive benefit offerings. We offer medical benefits on day one, 401k matching, and paid holidays. With a strong commitment to inclusion, NSB offers several colleague-led business resource forums open to all employees, with the intent to provide our colleagues with opportunities to share and value diverse cultures, viewpoints and experiences. At Nevada State Bank, we truly believe that it matters WHO you work with.

We are now accepting applications for a Mortgage Lender to join our northern Nevada team. If you have a passion for speaking with potential home buyers and are eager to learn the role of a mortgage lender, this is the role for you!

Essential Functions:

• Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals from real estate agents, builders, developers and branches.
• Ensures compliance with regulatory guidelines in the performance of loan originator duties.
• Interviews potential applicants to develop information concerning their needs, desires and other information.
• Obtains and reviews pertinent financial and credit data.
• Responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.
• Ensures any re-disclosures are made timely.
• May order appraisals through system, arrange for title search and obtain necessary documents.
• Responsible to communicate with the customer throughout the process and work with processors through closing.
• Originates residential home loan

Qualifications:

• 4+ years of mortgage lending origination experience required, including residential construction experience or other directly related experience, college degree preferred. A combination of education and experience may meet requirements.
• Bilingual, Spanish and English preferred.
• Knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
• Ability to successfully solicit loans.
• Ability to work independently.
• Strong interpersonal skills.
• Demonstrated ability to handle multiple priorities.
• Strong verbal and written communication skills. Ability to work effectively in high pressure environment.
• Ability to work with various types of computer software, including mortgage specific software.
• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 13 Paid Holidays, (includes Nevada Day & Family Day)
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products

This position is eligible for hourly state minimum wage plus commission. Commission is calculated based on financed loans that meet customer qualifications and lender requirements.

This position will be open until filled.

All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.

Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.

It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.

Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at [e-mail] or 801/844-7618. Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.

Create and manage profiles for future opportunities.

Nevada State Bank a division of Zions Bancorporation, N.A. Member FDIC