Mortgage Loan Officer (MLO)

Limelight Health; San Francisco (CA); Remote; USD 50,000 - 100,000; Full time

Job summary

A leading real estate brokerage is seeking a dynamic Mortgage Loan Officer (MLO) to educate clients and agents, help drive adoption of their mortgage platform, and manage mortgage loan transactions. This role offers high earning potential through commission and access to a vast network of agents in California, along with a supportive tech-driven environment. Ideal candidates are experienced, client-focused, and passionate about providing exceptional service.

Benefits

Medical, dental, and vision coverage

Health Savings Account and Flexible Spending Account options

Company equity

Flexible paid time off and 11 paid holidays

401(k) with 3% company match

Qualifications

• Minimum 4 years of experience as a Mortgage Loan Officer focused on residential lending.
• Active NMLS license required.
• Strong knowledge of refinances, rate comparisons, and government-backed programs.

Responsibilities

• Originate residential mortgage loans including purchases, refinances, conventional, FHA, VA.
• Provide second-opinion guidance by evaluating client loan offers.
• Educate clients on mortgage options, rate structures, and potential down payment assistance.

Skills

Communication

Financial Analysis

Relationship Building

Organizational Skills

Education

Active NMLS License

Minimum 4 years of experience as a Mortgage Loan Officer

Job description

Job Title: Mortgage Loan Officer (MLO)

Location: Remote or Hybrid (based in California)
Employment Type: Full-Time, Contractor (with potential for permanent hire)
Compensation: 100% Commission — 50/50 split on Radius-provided leads, 75% on self-sourced deals

About Radius Agent

Radius Agent is a modern real estate brokerage and technology platform that empowers real estate professionals with cutting-edge tools, AI-powered assistance, and seamless transaction management. Our mission is to streamline the homeownership process and help agents and mortgage professionals scale their businesses efficiently.

About the Role

We are seeking a dynamic, hungry, and relationship-driven Mortgage Loan Officer (MLO) to join our growing team. This is an exciting opportunity for experienced loan officers who thrive in a fast-paced environment, are passionate about educating clients, and are eager to build strong relationships with both internal and external referral partners.

You’ll have access to over 400+ active Radius real estate agents across California. Your role is to educate agents about our loan platform, increase awareness of our mortgage add-on service, and drive adoption through relationship building. You’ll also be expected to self-source and close deals while providing top-tier guidance and service to clients.

Key Responsibilities

• Originate residential mortgage loans including purchases, refinances, conventional, FHA, VA, jumbo, etc.

• Provide second-opinion guidance by evaluating client loan offers and identifying opportunities for improved terms or savings

• Educate clients on mortgage options, rate structures, and potential down payment assistance programs

• Build trust through transparent, consultative communication and guide clients from application to closing

• Actively engage with internal Radius agents to build awareness and drive usage of the mortgage platform

• Cultivate relationships with referral partners and self-source business opportunities

• Use technology to manage your pipeline, track leads, and streamline the mortgage experience

• Stay up to date on mortgage programs, rate trends, and compliance guidelines

• Collaborate with internal teams to ensure timely and efficient loan processing

Qualifications & Requirements

• Minimum 4 years of experience as a Mortgage Loan Officer focused on residential lending

• Active NMLS license required

• Strong knowledge of refinances, rate comparisons, and government-backed programs

• Familiarity with FHA, VA, jumbo loans, and down payment assistance programs

• Excellent communication, relationship-building, and financial analysis skills

• Highly organized, self-motivated, and driven to close business

• Comfortable working flexible hours including evenings and weekends as needed

What Makes You a Great Fit

• You’re excited to build relationships and have real conversations with agents and clients

• You love uncovering savings opportunities for clients through thoughtful analysis

• You’re proactive in outreach and find energy in educating and empowering others

• You thrive in a remote, tech-savvy environment and work well with autonomy

• You value transparency, trust-building, and long-term client relationships

Why Join Radius Agent

• High earning potential with uncapped commission — 50/50 split on company-provided leads, and up to 75% on self-sourced deals

• Access to a large network of 400+ internal Radius real estate agents and referral partners

• AI-powered tools and marketing support to help you close more deals

• A forward-thinking, tech-enabled culture that values innovation

• Opportunities to grow within a rapidly scaling company

Benefits (for permanent hires)

• Medical, dental, and vision coverage (85% covered for employees, 50% for dependents)

• Health Savings Account (HSA) and Flexible Spending Account (FSA) options

• Company equity

• Flexible paid time off and 11 paid holidays

• Paid parental leave

• 401(k) with 3% company match

• Annual professional development stipend

Apply Today

Join our team and take your mortgage career to the next level with Radius Agent. We’re building a platform that’s reshaping the real estate and lending space — and we’d love to have you on board.