Mortgage Loan Officer - Lubbock

First United Bank; Texas; On-site; USD 40,000 - 80,000; Full time

Benefits offered by this job

Competitive salaries / commissions

Health, Dental and Vision Insurance

Life Insurance and Long-Term Disabled

401K with Employer contribution

Profit sharing

Paid Time Off

Job summary

First United Bank's Spirit Mortgage team seeks an Experienced Mortgage Loan Originator to originate Conventional, FHA, VA and USDA loans and promote the Spirit Mortgage brand in West Texas communities.

The role emphasizes building strong referral networks with realtors, builders, and developers, and managing loan transactions from application to closing while staying compliant with BSA/AML and bank policies. Expect competitive compensation with salaries, commissions, and benefits.

Qualifications

• 2+ years of mortgage lending experience.
• Bachelor's degree in Business, Finance, Economics or related field (Preferred).
• Excellent customer service skills.
• Attentive and able to retain information.
• Strong organizational, interpersonal, communication (both oral and written), analytical and problem-solving skills.
• Proficient in mortgage software applications such as origination software, DU/LPA, and other vendor software.
• Proficient in Microsoft applications.
• Self-starter and able to work independently.

Responsibilities

• Originate Conventional, FHA, VA and USDA mortgage loans and promote Spirit Mortgage; develop and expand the First United Bank brand in West Texas communities.
• Establish and maintain client referral relationships with realtors, builders and developers.
• Make regular sales calls on potential or existing customers to develop new business or retain existing business.
• Manage the overall customer interaction and communication with all parties from application to closing.
• Keep informed of trends and developments in the local real estate market and the regulatory environment for mortgage lending.
• Participates in job specific training, bank training programs, and complies with BSA, AML and all bank policies and procedures.

Skills

Mortgage lending

Customer service

Communication

Interpersonal skills

Analytical skills

Microsoft Office

Origination software

Education

Bachelor's degree in Business/Finance/Economics or related field

Tools

DU/LPA

Job description

Job Details

Level: Experienced

Job Location: 06 - Lubbock SW - Lubbock, TX 79424

Position Type: Full Time

Job Category: Banking

FIRST UNITED BANK - SPIRIT MORTGAGE PROFILE

A community bank founded on the core principles that embody "The Spirit of West Texas." Spirit Mortgage is a full service mortgage team focusing on the overall customer experience.

COMPANY OFFERS

• Competitive salaries / commissions
• Health, Dental and Vision Insurance
• Life Insurance and Long-Term Disability
• 401K with Employer contribution
• Profit sharing
• Paid Time Off

THE ROLE YOU WILL PLAY

• Responsible for the origination of Conventional, FHA, VA and USDA mortgage loans, the sales and promotion of Spirit Mortgage, and the development and expansion of the First United Bank brand in West Texas communities.
• Establish and maintain client referral relationships with realtors, builders and developers.
• Make regular sales calls on potential or existing customers to develop new business or retain existing business.
• Responsible for the overall customer interaction and communication with all parties involved on each loan from application to closing.
• Keep informed of trends and developments in the local real estate market and the competitive environment as well as the ever-changing rules and regulations pertaining to the mortgage industry.
• Participates in job specific training, various bank training programs, and complies with BSA, AML and all bank policies and procedures as required.

QualificationsBACKGROUND PROFILE

• 2+ years of mortgage lending experience
• Bachelor's degree in Business, Finance, Economics or related field (Preferred)
• Excellent customer service skills
• Attentive and able to retain information
• Strong organizational, interpersonal, communication (both oral and written), analytical and problem-solving skills
• Proficient in mortgage software applications such as origination software, DU/LPA, and other vendor software
• Proficient in Microsoft applications
• Self-starter and able to work independently

First United Bank is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.