Mortgage Loan Officer-Idaho

Zionsbancorp; Idaho Falls (ID); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

Paid holidays

401(k) with company match

PTO and training

Life and disability Insurance

Parental leave and adoption assistance

Job summary

Zions Bancorporation is seeking a Mortgage Loan Officer in Idaho Falls to originate residential loans and grow the bank's mortgage business. The role involves working with real estate agents, builders, and branches, while ensuring compliance and timely disclosures throughout the loan process.

The ideal candidate has a college degree and several years of mortgage origination experience, with strong communication and multitasking abilities.

Qualifications

• A college degree and 4 years of mortgage lending origination experience preferred, including residential construction experience or other directly related experience.
• Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
• Ability to successfully solicit loans.
• Strong verbal and written communication skills.

Responsibilities

• Solicit mortgage business for the bank through contacts, relationships and referrals.
• Ensure regulatory compliance in loan origination duties.
• Interview applicants to obtain financial and credit information.
• Explain loan types and rate options, lock rates, and send disclosures.
• Order appraisals, arrange title search, and gather documents.
• Communicate with customers throughout the process and coordinate with processors through closing.
• Originate residential home loans.

Skills

Mortgage lending origination

Regulatory compliance

Interpersonal skills

Verbal and written communication

Independent work

Education

College degree

Tools

Mortgage software

Job description

Mortgage Loan Officer-Idaho(

Job Number:

1. hours per week: 40

Description

Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the “Best Banks to Work For” and as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

Work location flexible within Zions locations with available work space in Idaho

You have the drive, ambition and skills, and we want to give you the opportunity. Zions Bank is full of people just like you who share the same values and work ethic. Our diverse workforce offers endless opportunities to expand your skills and gain valuable experience that will help you advance your career. Let’s talk about how we can help one another succeed.

You will:

• Be responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals form real estate agents, builders, developers and branches.


• Ensure compliance with regulatory guidelines in the performance of loan originator duties.


• Interview potential applicants to develop information concerning their needs, desires and other information.; obtain and review pertinent financial and credit data.


• Be responsible for assisting customers with information about loan types and interest rate options, locking interest rates as requested by the customer, preparing and sending initial disclosures to customers and submitting information to automated underwriting software.


• Ensure any re-disclosures are made timely.


• Order appraisals through system, arrange for title search and obtain necessary documents.


• Be responsible to communicate with the customer throughout the process and work with processors through closing.


• Originate residential home loan

Qualifications:

• A college degree and 4 years of mortgage lending origination experience preferred, including residential construction experience or other directly related experience.


• A combination of education and experience may meet requirements.


• Advanced knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.


• Ability to successfully solicit loans.


• Good problem solving skills.


• Ability to work independently.


• Strong interpersonal skills.


• Demonstrated ability to handle multiple priorities.


• Strong verbal and written communication skills.


• Ability to work effectively in high pressure environment.


• Ability to work with various types of computer software, including mortgage specific software.

Benefits:

• Medical, Dental and Vision Insurance – START DAY ONE!




• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance




• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts




• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays




• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience




• Mental health benefits including coaching and therapy sessions




• Tuition Reimbursement for qualifying employees




• Employee Ambassador preferred banking products

This position requires Federal Registration with the National Mortgage Licensing System (NMLS), in accordance with the SAFE Act.

Work Locations

Idaho-Idaho Falls-ID – Idaho Falls Office Idaho
Mortgage Lending

ABOUT OUR COMPANY

Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $65 billion. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington and Wyoming.
The company is a national leader in Small Business Administration lending and public finance advisory services, and is a consistent top recipient of Greenwich Excellence awards in banking. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices.
For more information, click here

Equal Opportunity Employer
It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
If you are an individual with disabilities who needs accommodation or you are having difficulty using our Web site to apply for employment, please contact us at [phone], Mon.-Fri. between 9 a.m. – 5 p.m. MST
Federal law requires all employers to verify the identity and employment eligibility of all persons hired to work in the United States. Learn more

Learn more about employee rights and responsibilities under the Family and Medical Leave Act (FMLA).
Learn More about Equal Employment Opportunity Rights.