Mortgage Loan Officer I

Texell Credit Union; Temple (TX); On-site; USD 55,000 - 90,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Vision Insurance

401K with match

Paid vacation

Paid sick leave

Company events

Job summary

Texell Credit Union in Temple, TX is seeking a Mortgage Loan Officer to originate residential loans and guide applicants through processing and underwriting. You will advise on loan products, meet sales goals, and cross-sell other Texell offerings, all while delivering top-tier member service.

The role emphasizes relationship-building with realtors and the community, requires a bachelor’s degree in business or related field or equivalent lending experience, and values resiliency in a dynamic

Qualifications

• Bachelor’s degree in business or related field or 2+ years of lending experience.
• Strong verbal and written communication skills.
• Ability to demonstrate resiliency in a fast-paced environment.

Responsibilities

• Originate residential mortgage loans and manage the loan process from application to closing.
• Advise applicants on available loan products, processing steps, and underwriting guidelines.
• Meet management-defined standards for mortgage loan sales and cross-sell Texell products.
• Work with a team that values people over money and does not reject loans due to size.
• Maintain high levels of customer service while coordinating with applicants, vendors, and departments.
• Establish professional partnerships with realtors and community members.

Skills

Mortgage lending

Customer service

Verbal communication

Written communication

Resiliency

Education

Bachelor’s degree in business or related field

Job description

Job DetailsJob Location: Temple Headquarters - Temple, TX 76502Position Type: Full TimeJob Category: BankingTexell, named one of the BEST credit unions to work for in the NATION by American Banker, is seeking a Mortgage Loan Officer!

Have you recently been laid off from a mortgage company? Are you looking for a stable company that has competitive base rates with uncapped commissions? Then look no further, this is your chance to join a team that has the stability you are looking for, and yes you saw that correctly… UNCAPPED commissions!!

Our sole mission is to help our members improve their financial lives. The highest priority of each staff member is to give top-quality service to our members, prospective members, and staff, whether directly, or through the support of others. This is an exciting opportunity to showcase your mortgage lending knowledge and skills to help our members achieve their dream of home ownership. The mortgage industry is tough and not for everyone, so be prepared for good days and bad days. Resiliency is a must in this position to be successful.

As a Mortgage Loan Officer, you will:

• Perform a wide range of duties relating to the origination of residential mortgage loans.
• Maintain knowledge of and advises applicants on available loan products, processing procedures, and underwriting guidelines.
• Meet standards and objectives defined by management for mortgage loan sales and cross-sells other Credit Union products.
• Work with a team who values people over money. We DO NOT turn away loans based off their size.
• Maintain high levels of customer service while managing each applicant, vendor, and department expectations.
• Establish and maintain professional partnerships with realtors and others within the community which benefits the Credit Union.
• Have a bachelor’s degree in business or related field and/or 2 years of progressive experience in lending related positions.
• Possess strong verbal and written communication skills.
• Be able to demonstrate strong resiliency.

We want you to know:

• Texell offers an excellent benefits package, including health, dental, vision, 401K with a dollar for dollar match up to 6%, and paid vacation and sick leave.
• Texell holds company events such as our annual Awards Banquet, Employee Family Day, 4th of July Fiesta, and tons more!
• We participate sports events such as the annual Corporate Challenge with the City of Temple (and we are a competitive bunch)!
• Texell is passionate about helping our community and those in need. We volunteer for several events each month with our team called Texell Serves such as food pantry distributions, blood drives, donation drives and much more!

About Texell:

Texell has been honored with the Excellence in Lending Award from CUNA Mutual Group, the Desjardins Adult Financial Literacy Award from the Texas Credit Union League, the Best Bank/Credit Union by the readers of the Temple Daily Telegram, Best Credit Union by the readers of the Killeen Daily Herald and the Belton Journal and consistently earns the highest five-star, superior rating for financial soundness from Bauer Financial. And Texell was named one of the Best Credit Unions to Work for in the nation by American BankerQualifications