Mortgage Loan Officer (Hampton Roads & Richmond, VA)

Atlantic Union Bank; Virginia (MN); On-site; USD 60,000 - 90,000; Full time

Job summary

Atlantic Union Bank is seeking a Mortgage Loan Officer to sell mortgage banking products and services to individual and corporate clients across the United States. Responsibilities include identifying new business opportunities, assessing client needs, presenting mortgage solutions, and managing the loan origination process.

The role also emphasizes building relationships with real estate professionals and referral partners to grow business.

Qualifications

• Bachelor's Degree required; equivalent combination of education and experience may be considered.
• Typically requires 0 - 2+ years prior experience, with broad understanding of the field.
• May require obtaining and/or maintaining NMLS registration.

Responsibilities

• Identify and pursue new business opportunities.
• Conduct client needs assessment.
• Present mortgage solutions.
• Manage the loan origination process.
• Build and maintain relationships with real estate professionals and referral partners.

Skills

Mortgage sales

Needs assessment

Mortgage solutions

Loan origination

Partner relationships

Education

Bachelor's degree

Job description

Sub-Family Definition

The Mortgage Loan Officer is responsible for selling mortgage banking products and services to individual and corporate clients. Activities may include:

• Identifying and pursuing new business opportunities,
• Conducting client needs assessment
• Presenting mortgage solutions
• Managing the loan origination process
• Building and maintaining relationships with real estate professionals and referral partners

Career Specialization Definition

Mortgage Business Development Sales group identifies, evaluates and negotiates, new sales and marketing growth opportunities within the mortgage business. This work may include:

• Identifying and developing optimal revenue models, sales/distribution channels, pricing, and new mortgage product development strategies
• Identifying and negotiating strategic partnerships, such as Realtor/builder relationships, affinity programs, and referral agreements, including financial arrangements and customer sharing consideration
• Prioritizing and tracking investments across new mortgage product development initiatives
• May be responsible for project managing/integrating new business ideas and/or acquisitions
• Other duties as assigned

Career Level Definition

Applies broad theoretical job knowledge typically obtained through advanced education and work experience. Responsibilities typically include:

• Work that is closely supervised.
• Problems faced are not typically difficult or complex.
• Explains facts, policies and practices related to job area.

Knowledge & Experience

• Bachelor's Degree required; equivalent combination of education and experience may be considered
• Typically requires 0 - 2+ years prior experience, with broad understanding of the field

Required Certifications/Licenses

• May require obtaining and/or maintaining NMLS registration

Compensation offered will be based on a variety of factors, including but not limited to education, work experience, skills, certifications, and geographic location, etc.

Eligible teammates may participate in a comprehensive benefits package that includes medical, dental, vision, life insurance, disability coverage, paid time off, retirement savings through a 401(k) plan, wellness resources, and other programs designed to support teammates' health and financial well-being, subject to plan terms and eligibility requirements. In addition, certain positions may be eligible for incentive compensation, bonuses, or other variable compensation, subject to applicable plans and performance criteria. General information on our comprehensive benefits package can be found by visiting Employee Benefits | Banking Career Benefits | Atlantic Union Bank

We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.