Mortgage Loan Officer: Grow Referrals & Fast Approvals

HomeSale Mortgage, LLC; Lancaster (Lancaster County); Sur place; USD 60 000 - 90 000; Plein temps

Résumé du poste

HomeSale Mortgage, LLC is seeking a Loan Officer to service applicants and prospects for home loans, handling pre-qualification, documentation, and disclosures. You will manage loan pipelines, quote rates, and input data into LOS, coordinating with the Secondary Marketing Department.

What you bring: a valid NMLS number, at least two years of loan origination experience, strong referral networks, and a proven sales record. This on-site role emphasizes customer service and regulatory compliance.

Qualifications

• Must have a valid NMLS #
• Minimum 2-years' experience originating
• Self-motivated professional with a proven ability to quickly establish and maintain strong referral partner relationships
• Demonstrated commitment to delivering exceptional customer service
• Proven sales record based on closed loan production
• Currently possess sources of referral business for purchase transactions
• Awareness of FNMA/FHLMC, FHA, VA and VHDA underwriting guidelines

Responsabilités

• Provides service to applicants and prospective customers seeking home loan, including interviewing, pre-qualification and pre-approval.
• Completes application and gathers supporting documentation.
• Reviews and completes regulatory disclosures with customer.
• Maintains existing and generates new sources of referral business.
• Quotes interest rates and secures pricing through the Secondary Marketing Department on behalf of the Customer.
• Inputs application data into Loan Origination Software (LOS).
• Utilizes automated underwriting systems (AUS) to obtain credit recommendations.
• Communicates with customers, both internal and external, regarding the status of the loan and relays information to all interested parties.
• Communicates with all parties in a professional and courteous manner.
• Manages his/her pipeline of loans to verify accuracy of the current loan status.
• Knows and abides by HomeSale Mortgage Policies and Procedures.
• Mentors other Loan Officers.
• Relays to Senior Management any industry changes or trends that may be of interest to them.
• Participates in HomeSale Mortgage association events.
• Must actively participate in all aspects of the Real Estate Office sales meetings and office functions. Prepares Mortgage Minutes for presentation at each sales meeting. Provides on-going training for the real estate agents (lunch and learns). Works closely with the Broker/Sales Manager
• Attends Loan Officer Meetings.
• Represents the bank with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities.
• Obeys all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA).

Connaissances

Self-motivated

Customer service

Referral relationships

Sales track record

Attention to detail

Communication

Formation

High School Diploma or equivalent

Outils

Encompass software

Microsoft Office

Description du poste

HomeSale Mortgage, LLC is seeking a Loan Officer to service applicants and prospects for home loans, handling pre-qualification, documentation, and disclosures. You will manage loan pipelines, quote rates, and input data into LOS, coordinating with the Secondary Marketing Department.

What you bring: a valid NMLS number, at least two years of loan origination experience, strong referral networks, and a proven sales record. This on-site role emphasizes customer service and regulatory compliance.