Mortgage Loan Officer - St Cloud, MN

Huntington National Bank; Saint Cloud (MN); On-site; USD 13,776 - 15,897; Full time

Benefits offered by this job

Health insurance

Wellness program

Life and disability insurance

Retirement savings plan

Paid leave programs

Paid holidays

Paid time off (PTO)

Job summary

Huntington National Bank in Saint Cloud, Minnesota is seeking a Mortgage Loan Officer to offer exceptional customer service and advise clients on financial products. Candidates should possess a high school diploma, relevant experience, and an NMLS license.

The role involves developing referral sources, assisting clients through the loan process, and maintaining strong client relationships. Compensation ranges from $10.00 to $11.54 hourly, along with various benefits.

Qualifications

• One or more years of mortgage loan origination experience, preferably at a bank.
• NMLS license is required.
• Knowledge of mortgage procedures, documentation, and underwriting guidelines.

Responsibilities

• Develops new and expands internal and external referral sources to grow mortgage business.
• Advises clients on mortgage loan options and financial products.
• Maintains client relationships and assists with loan applications.

Skills

Customer service

Consultative selling

Organizational skills

Effective communication

Multi-tasking

Internet skills

Education

High school diploma or GED

Bachelor's degree preferred

Job description

Summary

The Mortgage Loan Officer - Retail position provides Simply the Best customer service to each customer at all times.

Duties & Responsibilities

• Develops new and expands internal and external referral sources to grow mortgage business
• Using consultative selling techniques, advises clients on mortgage loan options and other financial products.
• Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting.
• Responsible for maintaining client relationships.
• Advises customers on the completion of loan applications.
• Performs other duties as assigned.

Basic Qualifications

• High school diploma or GED
• One or more years of mortgage loan origination experience, preferably at a bank
• NMLS license

Preferred Qualifications

• Pipeline and book of business
• Bachelor's degree preferred
• Knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs)
• Knowledge of mortgage procedures, documentation, and underwriting guidelines
• Demonstrated ability to identify opportunities to cross-sell financial products and services
• Effective written and verbal communication skills
• Strong organizational skills
• Ability to multi-task
• PC - Internet skill

Workplace Type

Office

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Compensation Range

$10.00-$11.54 Hourly Non-Recoverable Draw (reconciled against earned incentive compensation)

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Equal Opportunity Employer

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.