Mortgage Loan Officer - Florida (Multiple Locations)

Regions Financial Corporation; Tampa (FL); On-site; USD 20,000 - 100,000; Full time

Job summary

Regions Financial Corporation is seeking a Mortgage Loan Officer in Tampa, Florida, to direct the origination of residential mortgage loans. The ideal candidate will possess strong sales acumen and organizational skills, with prior mortgage lending experience preferred. This full-time position offers commission-based compensation, providing a significant income potential depending on performance.

Benefits

Commission incentive plan

Potential to earn commission based on performance

Qualifications

• 1 year of mortgage lending experience with proven production.
• Ability to develop business through referrals.
• Strong preference for MLOs with recent annual production of $10M or greater.

Responsibilities

• Completes mortgage applications and maintains communication with customers.
• Evaluates loan requests and analyzes financial data to determine qualifications.
• Structuring loans to comply with regulations.

Skills

Organizational skills

Knowledgeable of mortgage products

Communication skills

Sales acumen

Education

High School Diploma or GED

Bachelor's degree

Tools

Microsoft Office

Job description

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

At Regions, the Mortgage Loan Officerdirects origination of residential mortgage loans from a borrower through a branch network.

Primary Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments
• Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
• Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
• Structures loan to comply with acceptable lending practices and Federal regulations
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
• Answers customer calls and walk- in customers to discuss various loan products and qualification information
• Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
• Cross-sells other bank products and services
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
• May participate in networking through professional, business and community organizations and activities to promote and market loan products

This position requires the tracking of time and is eligible for overtimefor hours worked in excess of 40 per week under theFair Labor Standards Act.

This is a commission-based job. Associates in the role have historically earned total compensation averaging $20,000 - $100,000+ per year. Actual compensation will vary based on associate’s location, performance, and production.

This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to https://fedregistry.nationwidelicensingsystem.org for more information.

Requirements

• High School Diploma or GED
• One (1)year of mortgage lending experience with proven mortgage production
• Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners

Preferences

• Bachelor's degree
• Prior Mortgage Loan Officer experience

Skills and Competencies

• Good organizational skills
• Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs,etc.
• Knowledgeable on agency and investor regulations and guidelines
• Must be able to build and maintain internal and external relationships to deliver high levels of service
• Must be able to multi-task competing priorities and meet tight deadlines
• Proficient in Microsoft Office products
• Sales acumen
• Strong written and verbal communication skills

• Positions may be available in other cities within Florida.
• Strong preference for MLOs with recent proven production of 10M or greater annually.

Position Type

Full time

Incentive Pay Plans:

This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.

Location:

Tampa, Florida

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.