Mortgage Loan Officer: Build Community & Membership

Meritrust Credit Union; Broomfield (CO); Hybrid; USD 60,000 - 90,000; Full time

Job summary

Meritrust Credit Union is seeking a Mortgage Loan Originator to originate high-quality mortgage loans while promoting credit union membership across branches in Colorado. You will build relationships with real estate professionals and members, guiding them through the mortgage process with care and expertise.

You will interview applicants, analyze credit and income documents, prepare applications, ensure compliance with guidelines, and provide clear communication throughout the process to

Qualifications

• 3–5 years of experience in market mortgage lending, preferably within a financial institution.
• Previous sales or business development experience is highly desirable.
• Experience coordinating with title companies, borrowers, and other stakeholders.
• Knowledge of federal, state, and local mortgage regulations is preferred.

Responsibilities

• Develop and maintain referral relationships to generate mortgage loan opportunities.
• Attend local networking events and seminars to promote services.
• Interview applicants to understand financial needs and recommend products.
• Analyze credit reports and income documents to assess creditworthiness.
• Prepare and submit loan applications with compliance to guidelines and policies.
• Provide clear communication throughout the loan process to ensure a smooth experience.
• Make preliminary loan decisions based on underwriting criteria.
• Maintain up-to-date knowledge of mortgage products and regulations.
• Utilize CRM to track loan pipeline and document interactions.

Skills

Analytical thinking

Attention to detail

Communication

Time management

Independence

Relationship building

Education

High School Diploma

NMLS Registration

Tools

CRM software

Loan origination software

Real estate math

Job description

Meritrust Credit Union is seeking a Mortgage Loan Originator to originate high-quality mortgage loans while promoting credit union membership across branches in Colorado. You will build relationships with real estate professionals and members, guiding them through the mortgage process with care and expertise.

You will interview applicants, analyze credit and income documents, prepare applications, ensure compliance with guidelines, and provide clear communication throughout the process to