Mortgage Loan Originator

Community First Credit Union | Wisconsin; Appleton (WI); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Comprehensive benefits package

Pension program

Competitive compensation

Generous paid time off

Daytime hours

Work/life balance and communityservice

Job summary

Community First Credit Union | Wisconsin is seeking a Mortgage Loan Originator to build and manage a strong pipeline of conventional mortgage loans. You will guide members through the loan process, anticipate underwriter requests, and collaborate with a team of mortgage professionals dedicated to timely home loans.

You will interview applicants, collect documentation, analyze financials, and coordinate with processors, underwriters, and closers to ensure smooth origination.

Qualifications

• Thorough understanding of mortgage lending and underwriting guidelines.
• Ability to identify member needs beyond mortgage lending and cross-sell other products.

Responsibilities

• Interview loan applicants and assess member profiles to determine loan feasibility.
• Collect and review loan application information and supporting documents.
• Analyze financial status, credit history, and property value for loan decisions.
• Coordinate with processors, underwriters, and closers to originate loans.
• Develop relationships with branch locations to increase cross-selling opportunities.
• Participate in mortgage team meetings and sales activities.

Skills

Mortgage lending knowledge

Microsoft Office

Education

Associate's degree in banking, finance, business, or related field

Tools

Microsoft Office

Job description

As Mortgage Loan Originator, you will build and manage a strong pipeline of conventional mortgage loans, anticipate underwriter requests, and guide members through one of their biggest lifetime purchases. Work with a team of mortgage professionals who enjoy the unique, challenging, and satisfying nature of making a home loan happen – on time! At Community First, you can take pride in offering a complete array of mortgage solutions, with a company that recognizes the uniqueness of our members and looks for ways to say, “Welcome Home.”

As Mortgage Loan Originator with Community First Credit Union, you will:

• Thoroughly interview loan applicants, gain an understanding of the member's profile, be proactive in identifying member needs not only related to mortgage lending, but to other products and services offered by the credit union
• Request information for loan applications; record information, complete supporting documents for the mortgage lending process, collect necessary fees, and review application for completeness
• Analyze applicant financial status, credit history, and property evaluation to determine feasibility of granting loans
• Communicate with and assist processors, underwriters, and closers, to build a strong origination team
• Interact with branch locations to develop internal and external member relationships, as well as increase cross-selling opportunities
• Participate in and facilitate sales, credit union, and mortgage team meetings as requested

We are looking for a combination of:

• Associate's degree in banking, finance, business, or a related field
• Three or more years of consumer and/or mortgage lending experience
• Strong knowledge of mortgage lending, secondary market products, underwriting guidelines, and loan processing
• Familiarity with Microsoft office suite and web-based software packages
• The ability of work hard, find solutions, and have fun
• Passion for providing outstanding service to our members - internal and external

We also offer:

• A comprehensive benefits package
• An amazing pension program
• Competitive compensation
• Generous paid time off
• Day time hours
• A commitment to work/life balance and community service