Mortgage Loan Officer: Build Wealth Through Home Loans

Regions Bank; Urbandale (IA); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Job summary

Regions Bank in Cedar Falls, Iowa, is seeking a Mortgage Loan Officer to originate residential loans through a branch network. The role requires evaluating requests, collecting documents, and maintaining customer contact throughout processing and underwriting.

Position offers commission-based pay with potential for high earnings and requires NMLS registration. Prior mortgage production and outside referrals are valued; multiple Iowa locations may be available.

Qualifications

• High School Diploma or GED required.
• One year mortgage lending experience with proven production.
• Experience developing external business via referral partners (realtors, builders, financial planners).

Responsibilities

• Completes mortgage applications for submission to loan processing and underwriting.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, communicates progress, and obtains required documentation.
• Structures loan to comply with lending practices and regulations.
• Establishes detailed marketing plan including potential and existing customers and frequency of contact.
• Cross-sells other bank products and services.

Skills

Mortgage products

Sales acumen

Communication skills

MS Office

Relationship building

Multi-tasking

Education

High School Diploma or GED

Bachelor's degree

Tools

MS Office

Job description

Regions Bank in Cedar Falls, Iowa, is seeking a Mortgage Loan Officer to originate residential loans through a branch network. The role requires evaluating requests, collecting documents, and maintaining customer contact throughout processing and underwriting.

Position offers commission-based pay with potential for high earnings and requires NMLS registration. Prior mortgage production and outside referrals are valued; multiple Iowa locations may be available.