Mortgage Loan Officer - Birmingham Area | Full-Time

Avadian Credit Union; Hoover (AL); On-site; USD 50,000 - 85,000; Full time

Benefits offered by this job

Commission-based incentives

Unique lending products

Supportive team environment

Tools, training, and resources

Job summary

Avadian Credit Union is seeking a Mortgage Loan Officer in Alabama to originate and market residential loans, leveraging unique lending products and a strong referral network. The role emphasizes relationship-building, compliant lending, and cross-selling member services.

You will work with a supportive team, benefit from commission-based incentives, and have opportunities to expand your mortgage business within a community-focused credit union.

Qualifications

• Minimum two years as Mortgage Loan Originator with external sales experience.
• Proven ability to build high-quality referral networks.
• Knowledge of agency and investor guidelines.
• Strong communication and relationship-building skills.

Responsibilities

• Originate and market high-quality residential loans.
• Build and grow referral networks with Realtors and builders.
• Develop creative marketing strategies to generate mortgage business.
• Deliver exceptional member service with lending program knowledge.
• Structure loans to meet guidelines and member needs.
• Cross-sell other credit union products to support members' finances.
• Analyze loan documentation with accuracy and attention to detail.

Skills

Mortgage origination

Sales experience

Networking

Regulatory knowledge

Communication

Education

Bachelor's degree

Tools

Encompass

Job description

Mortgage Loan Officer - Join a Team That Helps You Close More Loans!

Are you a driven, relationship-focused Mortgage Loan Officer ready to take your career to the next level? We're looking for a motivated professional who excels at helping borrowers find the perfect mortgage solution. If you thrive in a fast-paced environment and want to work with a supportive team that offers unique lending products that help you close more outside-the-box loans, this is the opportunity for you!

What You'll Do As a Mortgage Loan Officer, you will:

• Originate, acquire, and market high-quality residential loans.
• Have access to competitive products like our one-time close conventional and VA construction loans and in-house portfolio options that make complex deals possible.
• Build and grow a strong network of referral partners, including Realtors, builders, financial planners, and local professionals.
• Develop and execute creative marketing strategies to generate new mortgage business.
• Deliver exceptional member service with in-depth knowledge of lending programs, policies, and regulatory requirements.
• Structure loans to meet both member needs and all federal and state guidelines.
• Cross-sell additional credit union products and services to support members' full financial health.
• Analyze all required loan documentation with accuracy and attention to detail.

What We're Looking For

We want someone who is excited about sales, loves building relationships, and understands the mortgage industry inside and out.

• Required: At least two years of experience as a Mortgage Loan Originator with proven external sales experience.
• Strong ability to build and maintain high-quality referral networks.
• Track record of meeting or exceeding sales goals.
• Solid understanding of agency and investor guidelines.
• Excellent communication, presentation, and relationship-building skills.
• Ability to work independently while also collaborating effectively with the team.

Education: A college degree is preferred but not required.

What We Offer

• Competitive base salary plus commission-based incentives.
• Access to unique lending products that help you stand out in the market.
• A supportive team environment that invests in your success.
• Tools, training, and resources to help you build your business.

Why You'll Love Working With Us

This isn't just another MLO position - it's an opportunity to grow your career with an organization that values you as a person as well as your talent, supports your success, and gives you the flexibility to build long-lasting community relationships. If you're ready to join a team that truly makes a difference for its members and its employees, we want to hear from you.

Please note - submitting a resume does not guarantee any future action by Avadian Credit Union.

Avadian Credit Union is an Equal Opportunity Employer.