Mortgage Loan Officer

Lower; United States; Remote; USD 50,000 - 80,000; Full time

Job summary

Lower Financial Inc. (Lower) is Canada's premium mortgage broker offering every type of mortgage in any location across the country. We're a group of experienced mortgage professionals dedicated to serving Canadians with the best mortgage deals.

As a Mortgage Loan Officer, you will negotiate, recommend and decline mortgage applications based on guidelines, delivering prompt service with integrity. A strong finance background and Excel expertise are essential to success in this role.

Qualifications

• Bachelor's degree in business administration, finance, economics, or a related field.
• Excellent financial analysis, research, and underwriting skills.
• High attention to detail.
• Clear understanding of cash flow statements, preparation, and analysis.
• Sales-focused with strong interpersonal and communication skills.
• Advanced Excel skills, including formulas and pivot tables.
• Past teamwork experience and being a team player.

Responsibilities

• As a Mortgage Loan Officer, you will negotiate, recommend and decline mortgage applications based on established guidelines.
• Excellent judgement is essential to provide prompt service while maintaining integrity of our service.

Skills

Financial analysis

Underwriting

Attention to detail

Cash flow analysis

Interpersonal skills

Excel skills

Teamwork

Education

Bachelor's degree in business administration, finance, economics, or a related field

Tools

Excel

Adobe InDesign

Job description

Lower Financial Inc. (Lower) is Canada's premium mortgage broker offering every type of mortgage in any location across the country. We're a group of experienced mortgage professionals dedicated to serving Canadians. Our mission is to find anyone the best mortgage deal possible through our online service.

We are a fast-growing brokerage and if you want to make an impact here and help out your fellow Canadians, this is the right place for you. If you have a track record of exceeding goals when it comes to technical problem solving, and a highly proactive attitude, then you are in the right place.

What You'll Be Doing

As a Mortgage Loan Officer, you will be responsible for negotiating, recommending and declining mortgage applications based on established guidelines. Excellent judgement is a crucial part of this role to ensure prompt service for the customers and integrity of our service.

What You Should Already Have

• Bachelor's degree in business administration, finance, economics, or a related field.
• Excellent financial analysis research and underwriting skills.
• High attention to detail.
• A clear understanding of cash flow statements, preparation, and analysis.
• A sales-focused individual with excellent interpersonal and communication skills.
• Expert level of knowledge in Excel required to include formulas, pivot tables, etc.
• Past teamwork and team player focus and experience are required.

Nice to Have

• Previous experience at a mortgage brokerage
• Bilingual/multilingual considered a great asset
• Adobe InDesign software experience