Mortgage Loan Officer

United Bank, Inc.; North Carolina; On-site; USD 60,000 - 90,000; Full time

Job summary

United Bank in North Carolina is seeking a results-driven Banking Specialist focused on identifying lending opportunities, managing client relationships, and ensuring compliance with underwriting guidelines. You will work in a fast-paced sales environment and collaborate with cross-functional teams to deliver tailored financial solutions.

The role requires strong communication skills, bilingual capability preferred (Spanish a plus), willingness to travel for client meetings, and commitment to

Qualifications

• Bachelor’s degree or 3 years of related experience required.
• Proficiency in Microsoft Office products.
• Working knowledge of underwriting guidelines and related regulations.
• Strong sales environment demeanor.
• Account management and customer service focus.
• Strong attention to detail and ability to multi-task.
• Excellent verbal and written communications skills; Spanish a plus.
• Ability to identify potential banking opportunities and work with prospective clients.
• Demonstrated strong public speaking ability.
• Knowledgeable in automated underwriting engines and able to review findings with clear terms of approval.
• Ability to obtain strong product knowledge.
• Ability to travel frequently for client meetings or business development.
• Ability to work flexible hours to meet client/business development needs.
• Ability to obtain or already hold an NMLS license; willingness to complete required training.

Responsibilities

• Sit or stand for extended periods.
• Efficiently operate a computer keyboard, mouse and other components.
• Converse with all levels of staff within the organization.
• Observe, perceive, identify, and translate data.
• Travel via air, rail, automobile and/or bus.

Skills

Microsoft Office

Underwriting guidelines

Sales oriented

Account management

Attention to detail

Public speaking

Spanish language

NMLS license readiness

Client development

Education

Bachelor’s degree or 3 years related experience

Tools

Automated underwriting engines

Job description

Qualifications

SKILLS/QUALIFICATIONS

• Bachelor’s degree or three (3) years of direct related experience or equivalent combination of education and experience required.
• Proficiency in Microsoft Office Products
• Must have working knowledge of underwriting guidelines and other related regulations
• Strong sales environment demeanor
• Account Management and customer service focused
• Strong attention to detail and ability to multi-task
• Excellent verbal and written communications skills in Spanish or additional language a plus.
• Ability to identify potential banking opportunities and comfortable work with prospective clients
• Demonstrated strong public speaking ability
• Knowledgeable in automated underwriting engines and capable of reviewing findings with a clear understanding of terms of approval
• Ability to obtain strong product knowledge
• Ability to travel frequently off-site of work location for client meetings or business development functions and opportunities as needed.
• Ability to work flexible hours to meet the client and business development requirements
• Ability to possess a NMLS license or obtain NMLS license within a reasonable timeframe
• Ability to complete ongoing NMLS training and ensure SAFE Act compliance as required

KEY COMPETENCIES

• Ethical
• Interpersonal skills
• Professional relationship building and client management skills
• Sales driven

Essential Functions

• Sitting or standing for extended periods of time.
• Ability to efficiently operate a computer keyboard, mouse and other computer components.
• Ability to converse and exchange information with all levels of staff within organization.
• Ability to observe, perceive, identify, and translate data
• Ability to travel via air, rail, automobile and/or bus.

Company Profile

At United, our strength is our people, and we are committed to nurturing a culture that is reflective of the communities we serve; promotes respect and a shared purpose; and aligns with our core values.

Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, status as a protected veteran, or any other characteristic protected by law.