Mortgage Loan Officer

United Bank; Charlotte (NC); Presencial; USD 55.000 - 75.000; Jornada completa

Descripción de la vacante

United Bank in Charlotte seeks a skilled banking professional with a Bachelor’s degree or 3 years of related experience, plus a strong sales focus and knowledge of underwriting guidelines. The role includes client development, account management, and excellent communication skills, with Spanish language ability a plus.

Travel for client meetings or business development is required; you may need flexible hours and the potential to pursue or hold an NMLS license, with ongoing NMLS training and

Formación

• Bachelor’s degree or 3 years of direct related experience or equivalent combination.
• Proficiency in Microsoft Office Products.
• Knowledge of underwriting guidelines and related regulations.
• Strong sales environment demeanor.
• Account management and customer service focus.
• Strong attention to detail and ability to multi-task.
• Excellent verbal and written communications in Spanish or additional language a plus.
• Identify potential banking opportunities with prospective clients.
• Strong public speaking ability.
• Knowledge of automated underwriting engines and ability to review findings with understanding of approval terms.
• Ability to obtain strong product knowledge.
• Travel frequently for client meetings or business development.
• Flexible hours to meet client/business requirements.
• Possess or obtain an NMLS license within a reasonable timeframe.
• Complete ongoing NMLS training and SAFE Act compliance.

Responsabilidades

• Sitting or standing for extended periods.
• Operate a computer keyboard, mouse and other components efficiently.
• Communicate with staff at all levels of the organization.
• Observe, perceive, identify, and translate data.
• Travel by air, rail, automobile and/or bus as needed.

Conocimientos

Sales oriented

Customer service

Communication

Public speaking

Banking knowledge

Opportunity identification

Flexible hours

Travel for meetings

Educación

Bachelor’s degree or 3 years experience

Herramientas

Microsoft Office

Descripción del empleo

Current employees should explore opportunities and apply through the internal job portal.

Qualifications

SKILLS/QUALIFICATIONS:

• Bachelor’s degree or three (3) years of direct related experience or equivalent combination of education and experience required.
• Proficiency in Microsoft Office Products
• Must have working knowledge of underwriting guidelines and other related regulations
• Strong sales environment demeanor
• Account Management and customer service focused
• Strong attention to detail and ability to multi-task
• Excellent verbal and written communications skills in Spanish or additional language a plus.
• Ability to identify potential banking opportunities and comfortable work with prospective clients
• Demonstrated strong public speaking ability
• Knowledgeable in automated underwriting engines and capable of reviewing findings with a clear understanding of terms of approval
• Ability to obtain strong product knowledge
• Ability to travel frequently off-site of work location for client meetings or business development functions and opportunities as needed.
• Ability to work flexible hours to meet the client and business development requirements
• Ability to possess a NMLS license or obtain NMLS license within a reasonable timeframe
• Ability to complete ongoing NMLS training and ensure SAFE Act compliance as required

KEY COMPETENCIES:

• Ethical
• Interpersonal skills
• Professional relationship building and client management skills
• Sales driven

Essential Functions:

• Sitting or standing for extended periods of time.
• Ability to efficiently operate a computer keyboard, mouse and other computer components.
• Ability to converse and exchange information with all levels of staff within organization.
• Ability to observe, perceive, identify, and translate data
• Ability to travel via air, rail, automobile and/or bus.

Company Profile

At United, our strength is our people, and we are committed to nurturing a culture that is reflective of the communities we serve; promotes respect and a shared purpose; and aligns with our core values.

Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, status as a protected veteran, or any other characteristic protected by law.