Mortgage Loan Officer

Summit Logo; Beaver Dam (WI); On-site; USD 70,000 - 120,000; Full time

Benefits offered by this job

Competitive base salary

Uncapped commission opportunities

Comprehensive benefits package

Retirement savings programs

Professional development

Work-life balance

Job summary

Summit Credit Union is seeking a Mortgage Loan Officer who thrives on building relationships with members, Realtors, builders, and community partners to guide home financing decisions. You will deliver personalized mortgage solutions while expanding your referral network and staying compliant with lending guidelines.

The role emphasizes consultative, needs-based financial guidance, exceptional communication, and a track record in residential mortgage products.

Qualifications

• Experienced mortgage lending professional with a proven track record of developing business and cultivating relationships.
• Strong knowledge of residential mortgage products and industry guidelines.
• Ability to provide consultative, needs-based financial guidance.
• Excellent communication, networking, and relationship-building skills.
• NMLS registration (or ability to obtain as required).

Responsibilities

• Build relationships with members, Realtors, builders, and community partners.
• Deliver personalized financial guidance and mortgage solutions.
• Grow your pipeline through referrals, networking, and business development activities.
• Serve as a trusted advisor throughout the mortgage process.
• Partner closely with branch teams and lending specialists to create a seamless member experience.
• Represent Summit in the community and reinforce our reputation as a lender of choice.

Skills

Mortgage lending

Relationship-building

Networking

Communication

NMLS registration

Job description

Are you a relationship-builder with a passion for helping people achieve one of life's biggest milestones? Do you thrive on connecting with referral partners, building trust with clients, and guiding members through the home financing journey? If so, Summit Credit Union wants to meet you.

At Summit, we’re more than a mortgage lender—we’re a purpose-driven organization committed to helping people make managing money easier, more effective, and more fun. As a Mortgage Loan Officer, you’ll combine your sales expertise, lending knowledge, and relationship-building skills to help members find the right lending solutions while growing your network throughout the communities we serve.

Why Mortgage Professionals Choose Summit

A Culture You’ll Actually Love

We’re consistently recognized for our strong culture, collaborative environment, and people-first approach. Here, you’ll find leaders who invest in your success, teammates who support one another, and a mission that makes your work meaningful every day.

A Member-First Mission

Unlike many lenders focused solely on transactions, Summit is focused on relationships. Our members come first, and you’ll have the opportunity to serve as a trusted financial partner—helping them improve their financial well-being and achieve their homeownership goals.

A Powerful Referral Network

You won’t be building your business alone. With established branch partnerships, strong community connections, and ongoing relationships with real estate professionals, you’ll have access to a robust network that supports your growth and success.

Competitive Mortgage Solutions

Offer members a comprehensive portfolio of lending products, including conventional mortgages, construction loans, WHEDA programs, lot loans, second mortgages, and more. You’ll have the tools and products needed to confidently meet a wide range of member needs.

Career Growth Opportunities

As a growing organization, Summit is committed to helping employees develop professionally and advance their careers. We invest in your development because your success is our success.

What You’ll Do

• Build relationships with members, Realtors, builders, and community partners.
• Deliver personalized financial guidance and mortgage solutions.
• Grow your pipeline through referrals, networking, and business development activities.
• Serve as a trusted advisor throughout the mortgage process.
• Partner closely with branch teams and lending specialists to create a seamless member experience.
• Represent Summit in the community and reinforce our reputation as a lender of choice.

What We’re Looking For

• Experienced mortgage lending professional with a proven track record of developing business and cultivating relationships.
• Strong knowledge of residential mortgage products and industry guidelines.
• Ability to provide consultative, needs-based financial guidance.
• Excellent communication, networking, and relationship-building skills.
• NMLS registration (or ability to obtain as required).

Compensation & Benefits

We know it takes time to build momentum, which is why we offer:

• Competitive base salary plus uncapped commission opportunities
• Guaranteed commission period while you build your pipeline and referral network
• Comprehensive benefits package
• Retirement savings programs
• Professional development and career advancement opportunities
• A culture that supports work-life balance and employee well-being

Successful candidates are eligible for a sign-on bonus! Please inquire for more details.

Join a Team That Makes a Difference

At Summit, we’re proud to be a financial cooperative built on the philosophy of people helping people. If you’re ready to grow your career with an organization known for its culture, member focus, and commitment to employee success, we’d love to hear from you.