Mortgage Loan Closer

The Agency Recruiting; Temple (TX); On-site; USD 60,000 - 70,000; Full time

Benefits offered by this job

Competitive pay with bonus opportunities

Collaborative team environment

Career growth in a stable organization

Job summary

A well-established community bank in Temple/Killeen, Texas, is seeking a Mortgage Loan Closer. The ideal candidate should be detail-oriented and experienced in closing loans, collaborating with loan officers and underwriters. This full-time, on-site role offers competitive pay and performance-based bonuses.

Qualifications

• Minimum of 3 years of mortgage loan closing experience.
• Strong knowledge of secondary market mortgage requirements.

Responsibilities

• Prepare and review closing documents for mortgage loans.
• Coordinate and schedule loan closings with title companies and borrowers.
• Ensure accuracy and completeness of documentation prior to closing.

Skills

Communication

Customer Service

Attention to Detail

Tools

Calyx

Empower

Job description

Job Title: Mortgage Loan Closer
Location: Temple/Killeen, Texas (On-site)
Salary Range: $60,000 – $70,000 annually, plus performance-based bonus
Employment Type: Full-time
Industry: Banking / Mortgage
Experience Level: Mid-level (Minimum 3 years required)

About Us:

We are a well-established community bank in the Temple/Killeen, Texas area, known for our relationship-driven approach and team-oriented environment. We take pride in delivering exceptional service to our customers while fostering a supportive and collaborative workplace for our employees.

Position Summary:

We are seeking an experienced Mortgage Loan Closer to join our in-house mortgage team. The ideal candidate will be detail-oriented, highly organized, and experienced in closing and documenting loans, especially those sold in the secondary market. This is an on-site position, requiring close collaboration with loan officers, underwriters, and support staff.

Key Responsibilities:

• Prepare and review closing documents for mortgage loans in accordance with bank, investor, and regulatory guidelines.

• Coordinate and schedule loan closings with title companies, attorneys, borrowers, and internal staff.

• Ensure the accuracy and completeness of all documentation prior to closing and funding.

• Work with loan officers and processors to resolve any issues or discrepancies that may arise during the closing process.

• Handle post-closing follow-up as needed, including document delivery and tracking.

• Maintain compliance with secondary market mortgage requirements.

• Answer customer questions related to closing procedures and provide excellent service when interacting with borrowers.

• Collaborate closely with team members in a fast-paced, team-oriented environment.

Qualifications:

• Minimum of 3 years of mortgage loan closing experience, with strong knowledge of secondary market mortgage requirements.

• Proficient in reviewing and understanding loan documentation and closing disclosures.

• Experience with loan origination software; experience with Calyx or Empower preferred but not required.

• Strong communication and customer service skills.

• High level of attention to detail and ability to meet tight deadlines.

• Knowledge of applicable federal and state lending regulations.

Why Join?

• Be part of a trusted community institution with a strong local presence.

• Work in a collaborative, supportive, and family-like team environment.

• Enjoy competitive pay with bonus opportunities based on performance.

• Grow your career in a stable and customer-focused organization.