Mortgage Loan Closer

First National Bank of America; East Lansing (MI); On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Discounted childcare

Pet Insurance

Paid Time Off (PTO)

401k with employer match

Adjustable desks

Job summary

A regional financial institution is seeking a Mortgage Loan Closer to join its Residential Closing Team in East Lansing, Michigan. The successful candidate will manage closing documents, ensure data accuracy, and handle fund releases while thriving in a fast-paced environment. Minimum qualifications include a high school diploma and proficiency in Microsoft Office, with 2-3 years of mortgage industry experience preferred. The position offers competitive employee benefits, including medical, dental, vision, and 401k options.

Qualifications

• 2-3 years mortgage industry experience preferred but not required.
• Encompass Loan Origination System experience a plus.
• Proficiency with Microsoft Office Suite required.
• High School diploma or GED required.
• Ability to work consistently against required time-lines.

Responsibilities

• Draw and release closing documents to the designated Closing Agent.
• Update, review and validate loan data to ensure loan documents are accurate.
• Authorize the release of funds to the borrower.
• Authorize the release of funds to the borrower.
• Cross train in other Closing positions.

Skills

Mortgage industry experience

Encompass Loan Origination System

Microsoft Office Suite

Attention to detail

Multitasking

Education

High School diploma or GED

Tools

Encompass LOS

Microsoft Office Suite

Job description

First National Bank of America is seeking an organized & efficient Mortgage Loan Closer to join our Residential Closing Team. This role will work closely with our sales team, our customers and title companies, all of which will rely on you to be organized, accurate and approachable. The Mortgage Loan Closer role will require an individual to be accommodating while adhering to necessary guidelines in a consistent, professional manner. The daily responsibilities will include; preparing closing documents for our customers, balance funding amounts with title companies, ensure loan conditions have been satisfied and issuing funds to settlement agencies. A successful Mortgage Loan Closer will thrive at multi-tasking, have great attention to detail and exceptional follow-up skills. The ability to effectively communicate with others through written or verbal methods is a must.

Responsibilities

• Draw and release closing documents to the designated Closing Agent
• Updating, reviewing and validating loan data to ensure loan documents are accurate and compliant
• Review signed loan documents to verify completed, signed and dated as required
• Authorize the release of funds to the borrower
• Cross train in other Closing positions

Qualifications

• 2-3 years mortgage industry experience preferred but not required
• Encompass Loan Origination System experience a plus
• Proficiency with Microsoft Office Suite
• High School diploma or GED required
• Ability to work consistently against required time-lines

Employee benefits

• Medical – Multiple plans to choose from including HSA and traditional. Premiums as low as $0.00
• Dental – Premiums as low as $0.00
• Vision – Low premium Plan
• Discounted childcare
• Pet Insurance
• Paid Time Off (PTO)
• 401k with employer match
• Adjustable desks that can be raised or lowered to sit or stand