Mortgage Loan Analyst: Underwriting & Client Experience

Portland Federal Credit Union, Inc.; Portland, Northern (MI, KY); Hybrid; USD 30,000 - 47,000; Full time

Job summary

Portland Federal Credit Union, Inc. is seeking a Mortgage Lending Analyst to support the Mortgage Department in gathering documentation, reviewing policies, and assisting members and MLOs with rate and product inquiries.

The role involves preparing and submitting files to underwriting, staying current with lending guidelines, and ensuring conditions are cleared while maintaining confidentiality and compliance.

Qualifications

• 1–3 years of mortgage lending or related experience.
• Strong knowledge of lending policies and interest rates.
• Ability to prepare, analyze, and submit files for underwriting.

Responsibilities

• Works with MLO and members to collect required documentation for underwriting.
• Maintain knowledge of lending policies and interest rates.
• Assist MLO and members with mortgage rate and product inquiries.
• Prepare and submit complete files to underwriting and secondary market review.
• Review appraisals for accuracy and submit to underwriting for approval.
• Ensure underwriting conditions are cleared and member experience remains uninterrupted.
• Maintain knowledge of mortgage products and secondary market programs.
• Protect confidentiality of member information.

Skills

Mortgage lending

Documentation review

Customer service

Education

High School Graduate or equivalent

Vendor courses completed

Tools

Underwriting software

Job description

Portland Federal Credit Union, Inc. is seeking a Mortgage Lending Analyst to support the Mortgage Department in gathering documentation, reviewing policies, and assisting members and MLOs with rate and product inquiries.

The role involves preparing and submitting files to underwriting, staying current with lending guidelines, and ensuring conditions are cleared while maintaining confidentiality and compliance.