Mortgage Loan Advisor — Growth & Community Impact

Opportunities at Towne; Greenville (SC); On-site; USD 60,000 - 90,000; Full time

Job summary

TowneBank Mortgage is seeking a Mortgage Loan Officer to provide personalized service to loan applicants, from pre-qualification through pre-approval. You will gather documentation, disclose regulatory requirements, and collaborate with our Secondary Marketing team for pricing.

Grow referral sources and manage a busy loan pipeline with professionalism. Minimum 1 year of loan-originating experience, solid sales history, and knowledge of FNMA/FHLMC and FHA/VA guidelines are required.

Qualifications

• Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans.
• Has a proven sales record based on closed loan production.
• Currently possess sources of referral business for purchase transactions.
• Has a High School Diploma or equivalent.
• Awareness of FNMA/FHLMC, FHA, VA and VHDA underwriting guidelines.
• High degree of personal integrity.
• Self-motivated.
• Strong interpersonal skills.

Responsibilities

• Provides service to applicants and prospective customers seeking home loan, including interviewing, pre-qualification and pre-approval.
• Completes application and gathers supporting documentation.
• Reviews and completes regulatory disclosures with customer.
• Maintains existing and generates new sources of referral business.
• Quotes interest rates and secures pricing through the Secondary Marketing Department on behalf of the Customer.
• Collects required application fees.
• Inputs application data into Loan Origination Software (LOS).
• Utilizes automated underwriting systems (AUS) to obtain credit recommendations.
• Communicates with customers and stakeholders regarding loan status.
• Manages your pipeline of loans to verify status.
• Represents the bank with active participation in community outreach.

Skills

VA loans

FHA loans

Conventional loans

VHDA loans

Sales track record

Referral networks

Integrity

Self-motivation

Interpersonal skills

Education

High School Diploma or equivalent

Tools

Encompass origination software

Microsoft Office

Job description

TowneBank Mortgage is seeking a Mortgage Loan Officer to provide personalized service to loan applicants, from pre-qualification through pre-approval. You will gather documentation, disclose regulatory requirements, and collaborate with our Secondary Marketing team for pricing.

Grow referral sources and manage a busy loan pipeline with professionalism. Minimum 1 year of loan-originating experience, solid sales history, and knowledge of FNMA/FHLMC and FHA/VA guidelines are required.