Mortgage Lending Specialist

Infuze Credit Union; Lebanon (MO); On-site; USD 55,000 - 75,000; Full time

Job summary

Infuze Credit Union is seeking a Mortgage Loan Officer to provide information on products and services in line with policies and regulations. The role involves interviewing applicants, preparing and processing loan documentation, and promoting mortgage options to members.

The position requires strong analytical abilities, knowledge of lending regulations, and excellent communication. You will maintain relationships with real estate professionals and assist members throughout the loan process.

Qualifications

• Requires strong analytical and lending process understanding.
• Knowledge of lending compliance guidelines and state/federal regulations.
• Willingness to follow internal policies and procedures.
• Strong communication and interpersonal skills are essential.

Responsibilities

• Interview loan applicants and applicants for refinancing or modifications.
• Assess and document loan applications, pull credit reports, verify debts, and estimate payments.
• Evaluate credit bureau reports and compute debt-to-income ratios.
• Explain reasons for denials and explore alternatives with members.

Skills

Analytical skills

Lending procedures

Regulatory knowledge

Communication skills

Education

High school or GED

Job description

Infuze Credit Union is seeking a Mortgage Loan Officer to provide information on products and services in line with policies and regulations. The role involves interviewing applicants, preparing and processing loan documentation, and promoting mortgage options to members.

The position requires strong analytical abilities, knowledge of lending regulations, and excellent communication. You will maintain relationships with real estate professionals and assist members throughout the loan process.