Mortgage Lending Manager

First Southern Bank; Florence (AL); On-site; USD 90,000 - 120,000; Full time

Job summary

First Southern Bank is seeking a Mortgage Lending Manager to lead the Mortgage department from origination to closing. You will implement policies to ensure efficiency, profitability, and compliance while guiding borrowers through applications and loan products.

The role requires 7+ years in mortgage lending, an active NMLS license, and strong leadership and communication abilities to build internal and external referral networks.

Qualifications

• Bachelor’s degree in business, finance, accounting, or related field.
• 7+ years of mortgage lending experience with a managerial track record.
• NMLS license required.
• Experience originating FHA and VA loans.
• Strong communication and leadership skills.
• Ability to work in a team and handle competing demands.

Responsibilities

• Provide leadership and supervision for the Mortgage department.
• Oversee operations from origination through closing.
• Implement policies to ensure efficiency, profitability, and compliance.
• Guide borrowers through applications and loan products.
• Build a referral network with internal staff, realtors, homebuilders, etc.
• Stay informed on federal and state laws and bank policies.

Skills

Leadership

Communication

Interpersonal Skills

Prioritization

Education

Bachelor’s degree in business/finance

Job description

About the Organization For more than 80 years, First Southern has been focused on meeting the financial needs of customers in the Shoals area with outstanding service. We have now expanded our outstanding service to Marshall County, AL; New Albany, MS; Bronson, FL; Clermont, FL; and Texarkana, AR! We are an independent community bank with leading edge technology but deliver it with a local flair. Our employees take pride in doing what is best for our customers and the bank.

Open Date 9/14/2026

Position Mortgage Lending Manager

Category Mortgage Lending

Description

Mortgage Lending Manager

Deep Roots, Home Grown, Still Growing… We’re Hiring! Our mission is to deliver valuable and tailored solutions to our broad family of customers in an environment of approachability and excellence. We are looking for a team member who is focused on delivering passionate and consistent excellence, being a great team player, and embracing a diversity of ideas.

First Southern Bank is looking for a Mortgage Lending Manager to join our team! The Mortgage Lending Manager’s responsibilities include providing leadership and supervision for the Mortgage department, overseeing operations from origination through closing, and implementing and administering policies and procedures to ensure efficiency, profitability, and compliance. Also supports borrowers by guiding them through applications, evaluating financial information, and helping them choose appropriate loan products.

Essential Duties and Responsibilities

• Provide leadership and guidance to the Mortgage team members by understanding their role and ensuring all team members are adequately trained and resourced
• Develop and monitor performance standards to ensure department profitability and efficiency goals are met
• Lead the collaborative approach to delivering new mortgage business objectives for the bank
• Make recommendations regarding loan products that best meet the borrower’s needs
• Keep informed of all origination, processing, appraisal, underwriting and closing requirements for both bank and investor guidelines pertaining to both government and privately insured mortgagors
• Build a supportive referral network with internal lending staff, realtors, homebuilders, etc.
• Participate in networking through professional, business and community organizations and activities to promote and market bank products & services
• Maintain current knowledge of all federal and state laws and regulations, along with the Bank’s policies and procedures
• Maintain the highest level of confidentiality related to the bank, customers, board members and bank associates’ information

Requirements

• Bachelor’s degree in business, finance, accounting, or related field or equivalent experience
• 7+ years’ experience in mortgage lending; proven experience in a manager role, demonstrating leadership and decision-making capabilities
• NMLS license required
• Track record of successfully originating various kinds of mortgage loans, including FHA loans and VA loans
• Ability to self-motivate – internal drive to achieve, produce, and develop
• Strong communication and interpersonal skills; effectively and directly both verbally and in writing
• Proven ability to prioritize competing demands
• Ability to operate in a team environment to accomplish shared goals

Equal Opportunity Employer Veterans/Disabled

Exempt/Non-Exempt Exempt

Full-Time/Part-Time Full-Time

Location Mortgage Office

Shift Days

Pay Range $90,000-$120,000

EOE Statement We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law.

This position is currently accepting applications.